M&T Bank : Personal Banking

Planning

Retirement Planning
Retirement is something you look forward to; planning ahead can be the key to an enjoyable future. Whether you’re in your 20s or your 60s, there are many myths and realities you need to be aware of.

Try our Retirement Calculators to see how long your savings might last, how much you should consider saving, or compare Roth and Traditional IRAs.

Education Planning
Funding a child's college education can be very expensive; planning ahead can help calm your anxieties. Learn about the myths and realities of funding a college education—and the steps you can take to begin planning today.

Try our education-funding calculator and find out how much your first choice college will cost.

Tax Planning
Yearly tax law updates, investment products, and strategies that can help lower your taxes.

Changing Jobs
Strategies and tips for smoothing the tough transition between jobs.

Insurance
Insurance can be a good way to provide financial security for yourself and your family, and to protect the assets in your estate. We offer advice and a wide selection of high quality term life, permanent life, disability income and long-term care insurance products.

Try our life insurance calculators:

How much life insurance do I need?

What type of life insurance do I need?

If you would like to speak to someone about planning for your future, you can set up an appointment with one of our experienced M&T Securities, Inc., Financial Consultants. You can also visit us at any M&T branch office, call us at (800) 836-1500, or fill out our contact form. We'll help you get started on an investment path that makes sense for you.

Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

M&T Investment Group^SM is a service mark of M&T Bank Corporation and consists of M&T Securities, Inc., the investment-related areas of M&T Bank and investment advisory firms MTB Investment Advisors, Inc., and Zirkin-Cutler Investments, Inc.

Brokerage services and insurance products are offered by M&T Securities, Inc. (member FINRA/SIPC), not by M&T Bank. M&T Securities, Inc. is licensed as an insurance agent and acts as agent for insurers. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.