Avoid returned checks and costly overdraft charges with M&T Overdraft Protection. With overdraft protection, available funds from your line of credit or savings link are automatically transferred to your checking account in the event you should overdraw. Overdraft protection provides flexibility when paying monthly bills, in case funds are not readily available at the time of withdraw.
OverdraftProtection
LineSize
Rates and Fees*
AdditionalInformation
M&T Bank Overdraft
Line of Credit
$250-25,000 line linked to your M&T checking account
Transfer Fee=$5 charged per day, not per item
Annual Fee = $0
no annual fee is charged.
All new Overdraft Lines of Credit are booked at a fixed annual percentage rate (APR) of 18.00%
Apply in Person
Apply in person when you visit your local branch
Apply by Phone
Call the M&T Telephone Banking Center at (800) 724-3222
* For additional information on rates and fees, please call the M&T Telephone Banking Center of visit your local branch.
** M&T Totally Free Checking accounts are not eligible for overdraft protection.
