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Business Resource Center

Consider The Benefits Of Leasing Business Equipment

When it comes to obtaining equipment, there are two main options: Buy it or lease it. Increasingly, businesses today are turning to leasing due to the inherent tax, cash flow and other financial benefits leasing offers.

If you're considering acquiring a new piece of equipment, here are a few of the benefits of leasing you should consider:

  • Leasing is considered off-balance-sheet financing. This generally improves leverage, making you a more attractive borrowing candidate.
  • Leases are usually more affordable, since payments are lower than loan payments.
  • A lease can be structured to provide 100 percent financing, freeing up valuable cash for other business purposes.
  • There are tax benefits to leasing, such as the ability of the lessee to expense lease payments. Leasing may also reduce exposure to the alternative minimum tax (AMT).
  • Interest rates remain fixed for the life of the lease, which improves budgeting.

If you'd like more information about M&T Bank's small business financing options or if you would like to meet with a local M&T small business specialist, call 1-800-724-6070 to set-up an appointment.

 
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