M&T Bank : M&T Business Debit Card
About Us | Investor Relations | Branches & ATMs | Customer Service | Careers
M&T Bank
Business Banking
Online Services
Open an Account
Print This Page

M&T Business Debit Card. A convenient way to pay for business expenses. No purchase is too small.Images of business debit cards

An M&T Business Debit Card comes with any M&T business checking account and because of new chip technology, it's a more secure way to pay.

Cardholder Benefits

An M&T Business Debit Card is safer than carrying and using cash. Use it to help prevent:

  • Loss - unlike your debit card, lost or stolen cash cannot be replaced
  • Fraud - an encrypted microchip helps protect you when used at a chip-enabled terminal
  • Liability - reimbursement for unauthorized purchases with Visa’s
    Zero Liability Policy1

An M&T Business Debit Card gives you access to your business funds. Use it for:

  • Payments for everyday business purchases, services, and bills
  • Withdrawals at ATMs or to get cash back at the register
  • Transfers between linked M&T business accounts
  • Budget management with itemized transactions to help monitor your spending
  • Quick online shopping with Visa Checkout
  • Paying for purchases conveniently with Android PayTM with your supported Android device2 or with Apple Pay® with your iPhone® 6 or iPhone 6 Plus3

CORPORATE IDENTITY                                                                                An M&T Business Debit Card reflects your brand better than money – use it to express the individuality of your business when you enhance it with the picture or design of your choice4.

Custom Card Templates:

  • Custom Background – Upload a photo, or choose one from our image gallery to showcase on the background of your card
  • Identify Yourself – Upload a photo of yourself in the upper right hand corner of your card.

Manage Your Card Preferences:

Need Help?

1 Visa’s Zero Liability Policy covers U.S.-issued cards only, and does not apply to certain commercial card transactions, transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any unauthorized use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit.  See your cardholder agreement for more details.

2 Android and Android Pay are trademarks of Google Inc. Android Pay is available for any NFC- and HCE-enabled Android device running KitKat 4.4+. Android Pay may store your card information in your Google Payments Account and on Google Payment Corp. (GPC) servers, for purchases on Google Play and elsewhere. This could occur even if the process of adding your card to Android Pay is not successful. Android Pay and its various features may only be available for use in certain regions and with certain merchants which are subject to change at any time.

3 Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. Visa will process transactions similar to how they process your physical card transactions today except most merchants won’t have access to your actual card number; they will receive the unique virtual card number associated with your M&T credit or debit card.

4 Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. A $2.95 image set-up fee for each newly approved custom card design may apply. One fee will be charged per approved custom design. Replacement cards will not incur this fee if the custom design remains unchanged. The “Identify Yourself” card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.

Visa is a registered trademark of Visa International Service Association.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.

Contact Us | Privacy & Security | Terms of Use | Site Map | Statement of Accessibility
Equal Housing Lender. © 2016 M&T Bank. Member FDIC. All rights reserved.