M&T Bank : M&T Business Debit Card
About Us | Investor Relations | Branches & ATMs | Customer Service | Careers
M&T Bank
Business Banking
Online Services
Open an Account
Print This Page

M&T Business Debit Card. A convenient way to pay for business expenses. No purchase is too small.Images of business debit cards

An M&T Business Debit Card comes with any M&T business checking account and because of new chip technology, it's a more secure way to pay.

Cardholder Benefits

An M&T Business Debit Card is safer than carrying and using cash. Use it to help prevent:

  • Loss - unlike your debit card, lost or stolen cash cannot be replaced
  • Fraud - an encrypted microchip helps protect you when used at a chip-enabled terminal
  • Liability - reimbursement for unauthorized purchases with Visa’s
    Zero Liability Policy1

An M&T Business Debit Card gives you access to your business funds. Use it for:

  • Payments for everyday business purchases, services, and bills
  • Withdrawals at ATMs or to get cash back at the register
  • Transfers between linked M&T business accounts
  • Budget management with itemized transactions to help monitor your spending
  • Quick online shopping with Visa Checkout
  • Pay for purchases with your iPhone® 6 or iPhone 6 Plus with a single touch2 with Apple PayTM

CORPORATE IDENTITY                                                                                An M&T Business Debit Card reflects your brand better than money – use it to express the individuality of your business when you enhance it with the picture or design of your choice3:

Custom Card Templates:

  • Custom Background – Upload a photo, or choose one from our image gallery to showcase on the background of your card
  • Identify Yourself – Upload a photo of yourself in the upper right hand corner of your card.

Manage Your Card Preferences:

Need Help?

1 Visa’s Zero Liability Policy covers U.S.-issued cards only, and does not apply to certain commercial card transactions, transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any unauthorized use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit.  See your cardholder agreement for more details.

2 MasterCard, Visa and American Express will process transactions similar to how they process your physical card transactions today except most merchants won’t have access to your actual card number; they will receive the unique virtual card number associated with your M&T credit or debit card. MasterCard must provide your actual card number to certain transit merchants (e.g., subway systems) in order to process real-time decisions.

3 Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. A $2.95 image set-up fee for each newly approved custom card design may apply. One fee will be charged per approved custom design. Replacement cards will not incur this fee if the custom design remains unchanged. The “Identify Yourself” card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.

Visa is a registered trademark of Visa International Service Association.

iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc. M&T Bank is not endorsed, sponsored, affiliated with or otherwise authorized by Apple Inc.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.

Contact Us | Privacy & Security | Terms of Use | Site Map | Statement of Accessibility
Equal Housing Lender. © 2015 M&T Bank. Member FDIC. All rights reserved.