M&T Bank : Business Overdraft Line of Credit
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Business Overdraft Line of Credit

Get the coverage you need with an overdraft line of credit especially for businesses

Open an M&T Bank Business Overdraft Line of Credit1 and have peace of mind knowing your business checks will be paid even when your checking account balance falls a little short.

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Business Overdraft Line of Credit includes:

  • A revolving line of credit you can link to your primary business checking account
  • Lines available from $2,000 to $25,000
  • Overdraft protection on a single linked M&T business checking account
  • No monthly fee2, 3
  • No annual fee2, 3
  • Ability to access the account by ATMs and the Business Banking Telephone Banking Center with a linked M&T Business Debit Card, or M&T Web Banking® for Business

Business Overdraft Line of Credit Calculators
Use our helpful overdraft small business line of credit calculators to help determine answers to some of your important financial questions:

1 You must have sufficient credit available on your Overdraft Business Line of Credit to be covered by overdraft protection. Additional fees may apply. Please see your account agreement for details.

2 When opened as part of the Banking Built for Business package, and provided all four components of the primary Banking Built for Business package are maintained and in good standing.

3 All loans, lines of credit and credit cards are subject to receipt of a complete M&T application, credit approval and certain limitations. Terms offered are not available for refinancing or consolidating existing M&T credit. Credit requiring an SBA loan guaranty does not qualify for the above pricing. Other fees may apply. Offer subject to change without notice.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.

 
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