M&T Bank : Visa Business Credit Cards
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Visa® Business Credit Cards

Open a small business credit card today

At M&T, we understand the importance of convenience when you want to keep your personal credit card expenses separate from your business credit card. That’s why we offer three Visa® business credit cards to help you maximize efficiency when running a business.

Visa® Business Credit Card Benefits

  • 0% introductory APR1
  • 24/7 ATM and telephone access to your business accounts
  • Streamlined record keeping
  • Make VISA® purchases worldwide
  • VISA® Zero Liability protection2
  • Shop online safely with Verified by VISA®
  • Earn points on every qualifying card transaction
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M&T Bank Visa® Business Bonus Rewards Card1
The M&T Visa® Business Bonus Rewards credit card is tailored to your changing business needs. With no annual membership fee, you will earn one reward point for every dollar spent, plus a 25% monthly reward bonus on all points earned and 2,500 Visa® Rewards points with your first purchase.

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M&T Bank Visa® Business Bonus Rewards PLUS Card1
When your business demands frequent purchases, use the M&T Visa® Business Bonus Rewards PLUS credit card to work harder for you. For $50.00 a year, you will earn one reward point for every dollar spent, plus a 50% monthly reward bonus on all points earned and 5,000 in Visa® Rewards points with your first purchase.

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M&T Visa® Business Card
Manage your time and finances with the convenience of a Visa® credit card. The M&T Visa® Business Card will help you pay down your balances with a low introductory rate of 0% for 12 months on purchases and balance transfers as well as no annual fee and free online reporting.

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1The issuer, lender, and service provider of the M&T Bank Visa® Platinum Business Rewards Card and the M&T Bank Visa® Business Travel Card is US Bank National Association dba Elan Financial Services ("Elan"). Terms offered are subject to receipt of a complete application, credit approval and certain limitations. Additional conditions may apply. The length of the 0% introductory APR offer is 6 months from the date of account opening. After the 6 month promotional period expires, the interest rate will be determined by contract terms. All card product features, benefits and pricing, including promotional rates and VISA® rewards, are offered by Elan and are subject to change at any time without notice. You will be provided additional information when you apply.

2 Visa®'s Zero Liability Policy covers U.S.-issued cards only, and does not apply to certain commercial card transactions, or to ATM, PIN-based or other transactions not processed by Visa®, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any fraudulent use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your cardholder agreement for more details or visit visa.com/security.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.

 
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