M&T Bank : Floor Plan Financing
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Dealer Commercial Services Financing

M&T's Dealer Commercial Sevices provides inventory and term financing and a full range of financial services to franchised automobile, truck, heavy-duty truck, and motorcycle dealerships, as well as related leasing companies.

What M&T Offers Your Dealership:

  • Personalized Service to Dealers
    We operate in New York, Pennsylvania, New England, New Jersey, Maryland, Delaware, Virginia, West Virginia. Our Relationship Managers are involved with your account from the beginning to the end of every transaction.
  • Commitment
    For over 50 years, M&T has been assisting franchised dealers in the purchase of cars, trucks for re-sale. We know that inventories must be there when customers are ready to buy.
  • Limited Paperwork and Fast Response Time
    M&T understands the objectives of an entrepreneur and has a streamlined process for financing the purchase of inventory. New applications, credit line increases and shipping approvals occur quickly and easily.  We employ the latest audit technologies and management inventory control reports.
  • Competitive Rates and Terms
    M&T offers interest rates based on the Prime Rate index or LIBOR that are highly competitive and without extraneous administrative fees.
  • State of the Art Technologies
    M&T provides a Dealer Access System which allows dealerships to access, update and inquire about their floor-planned loan information on-line.

In addition to inventory and term financing, M&T Bank also provides a wide variety of indirect lending products designed to meet the needs of your dealership. To learn more, please visit our Indirect Retail Financing or Indirect Marine and RV Financing pages.

To find out more, please send us an e-mail or contact an M&T Relationship Manager:

New York State, North-Eastern Pennsylvania: 

  • James Neaf, (716) 848-3595
  • James Frank, (716) 848-3776

New England, New Jersey, Long Island, NYC and Hudson Valley: 

  • John Federici, (508) 699-3576
  • James Frank, (716) 848-3776

Mid-Atlantic, Pennsylvania: 

  • James Frank, (716) 848-3776
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