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M&T Insurance Agency, Inc.

Welcome to M&T Insurance Agency, Inc., the wholly owned property and casualty insurance subsidiary of M&T Bank. M&T Insurance Agency is licensed in nearly all fifty states and represents clients at the local, regional, national and international levels.

M&T Insurance Agency offers a unique combination of innovative products and services to meet the rapidly changing needs of our clients. We have relationships with some of the largest insurance companies in the world, which gives us access to a wide range of coverages.

Our business units serve a wide range of industries, including manufacturing, retail, service, construction, environmental, real estate, transportation, non-profit, healthcare, technology, telecommunications, and energy. Click on the links below to learn more about each group:

  • Commercial Insurance - Innovative commercial insurance and risk management programs, including loss sensitive plans, self-insurance and captive programs.
  • Surety & Executive Protection - Commercial bonds, construction bonds, environmental bonds, specialty bonding programs, executive liability (directors and officers, employment practices liability, fiduciary liability, etc.) and credit insurance.
  • Group Benefits - Medical, dental, short/long-term disability, accident and long-term care insurance to groups of employees. The group also provides 125 plans, 401(k) administration and flex-plan administration.
  • Personal Insurance - Wide-ranging personal coverage for your home, your vehicles, and your valuable articles. The group also provides personal liability protection. 

M&T Insurance Agency is headquartered in Buffalo, NY, where the company was founded in 1955. The agency maintains six offices throughout the Northeastern United States and the Mid-Atlantic.

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To learn more about M&T Insurance Agency, contact us.

Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank. M&T Insurance Agency, Inc. is licensed as an insurance agent and acts as agent for insurers. In case of excess and surplus lines, M&T Insurance Agency, Inc. is an insurance broker and places insurance on behalf of our clients. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.

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