M&T Bank : Debit Cards FAQ
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M&T Debit Card Frequently Asked Questions

Custom Card FAQsVerified by Visa FAQs

  1. What is the M&T Debit Card?
  2. Does the Visa® logo mean the M&T Debit Card is a credit card?
  3. Where can I use the M&T Debit Card?
  4. What if I shop on the telephone or Internet? Don't I need a credit card for these purchases?
  5. If it works like a check, why not use checks?
  6. Does the M&T Debit Card have an annual fee or any transaction fees?
  7. How do I activate my M&T Debit Card?
  8. What accounts can I access with my M&T Debit Card?
  9. Why would I want to link up my accounts to my M&T Debit Card?
  10. How do I keep track of the purchases I make with my M&T Debit Card?
  11. Does the M&T Debit Card have any spending or cash withdrawal limits?
  12. What happens if I return an item that was purchased with my card?
  13. What should I do if I think there is an error on a transaction made with my M&T Debit Card?
  14. How can I get a replacement for my damaged M&T Debit Card?
  15. What should I do if I lose my card or it is stolen?
  16. I'm concerned my money is at risk if my card gets lost or stolen. What should I do?

*Visa’s Zero Liability Policy covers U.S.-issued cards only, and does not apply to certain commercial card transactions, ATM transactions, transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any fraudulent use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your cardholder agreement for more details.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements.

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