M&T Bank : M&T Visa Credit Card
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M&T Visa Credit Card

M&T Visa® Credit Card

Put more green in your wallet

  • 0% Introductory APR on balance transfers for 12 months1
  • Variable APR's between 10.49% - 17.49% thereafter1
  • No Annual Fee1
  • Global acceptance with chip technology
  • M&T Assurance: Have peace of mind using your M&T Bank credit card everywhere Visa® is accepted with:
    M&T Assurance logo
    • Fraud Prevention
    • Fraud Detection
    • Fraud Resolution

Apply Now:

Apply In Person In person at your local branch Apply Online Online through your Online Banking Account
(Log in to Online Banking and click "Open an Account" under the Accounts menu.)
Apply By Phone By Phone at 1-800-724-3222

Additional Services/Benefits of an M&T Bank Visa Credit Card:

  • Convenient access to your account - Make payments, transfer funds or review account detail at any M&T Bank branch, M&T Bank ATM, by phone or via M&T Online Banking, Mobile App
  • Overdraft Protection - Link your M&T Bank Visa Credit Card to your M&T Bank checking account for overdraft protection1
  • Customize your M&T credit card2

1. See pricing information for complete Terms & Conditions associated with M&T Bank Visa credit cards.

2. Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. A $2.95 image set-up fee for each newly approved custom card design may apply. One fee will be charged per approved custom design. Replacement cards will not incur this fee if the custom design remains unchanged. The “Identify Yourself” card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.

M&T Bank Visa Credit Card Agreement.

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