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@College Solutions

Help you need for the next big step.

Checking Accounts for College Students
College is full of big changes. New places, new faces and new experiences everywhere you turn. At times like these, a little stability goes a long way.

That’s where M&T Bank can help. Our checking accounts combine the financial flexibility every college student needs with features parents can count on.

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Built for students, liked by parents.
Parents, you’ve taught your share of life’s lessons, from tying a shoe to driving a car. Now, it’s time to impart yet another lesson – financial responsibility.

Open a joint checking account with a direct link to your own M&T account and:

Arrows Icon Seamless transfers to your
student’s account
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Easy account monitoring

Plus, we invite you to explore:
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Financing options including the
Smart Option Student Loan®
provided by Sallie Mae®1

Credit Card Icon M&T Bank Visa® Credit Card

Bank on the Go  Customizable
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M&T Mobile Banking
and M&T Bank Alerts

Check Card Icon

M&T Debit Card
with Custom Card option

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M&T Online Banking
with M&T Online and Mobile Bill Pay

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Overdraft Protection Plans4

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Relationship Savings Account
with Easy Save

1 M&T Bank does not take applications for Sallie Mae Smart Option Student Loans® which are made by Sallie Mae Bank®. M&T Bank is compensated for the referral of Sallie Mae Smart Option Student Loan® customers. Sallie Mae, Smart Option Student Loan and Sallie Mae Bank are registered service marks of Sallie Mae, Inc. SLM Corporation and its subsidiaries including Sallie Mae, Inc. are not sponsored by or agencies of the United States of America.

2 Use of these features and services requires internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier’s text messaging and data charges may apply. Fees may apply for optional services provided through M&T Online Banking.

3 Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines.A $2.95 image set-up fee for each newly approved custom card design may apply. One fee will be charged per approved custom design. Replacement cards will not incur this fee if the custom design remains unchanged.

4 Fees may apply to use of overdraft protection services. Overdraft protection is available either through a link to an M&T savings account, M&T Visa® Credit Card or M&T Overdraft Line of Credit. Overdraft Line of Credit and M&T Visa Credit Card are subject to credit approval. Regulations limit the number of certain types of withdrawals and transfers that can be made during any calendar month from your savings account. If this limit would be exceeded by an overdraft transfer, that transfer may not be made.

5 $7.50 monthly maintenance charge on Relationship Savings accounts unless a minimum daily balance of $500 is maintained in the account or you have an M&T personal checking account other than Free Checking or EZChoice Checking or by making at least one deposit into the account during a monthly service charge cycle. Regardless of whether a monthly maintenance charge applies, M&T savings account are subject to transaction and service fees, including insufficient funds and overdraft fees, as noted in the Specific Features and Terms for each account and, also the Additional Fees and Fees for Use of Electronic Banking Card for Consumer Savings Accounts, which are available on request at any M&T banking office or through the M&T Telephone Banking Center.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.

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