M&T Bank : Hudson City
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Welcome To the M&T Family

On November 1, 2015, Hudson City Savings Bank merged with and became a part of M&T Bank. Together, we’ll be even stronger; and you’ll enjoy greater banking convenience and a wider array of new and innovative financial solutions to help you, your family and your business thrive and succeed.

It’s banking as usual, plus convenient access to more ATMs.

For now, please continue to bank at your usual Hudson City branches. The branches will remain under the Hudson City name until accounts are converted to M&T Bank systems early next year. At that time, you’ll have access to a convenient network of more than 785 branches in New York, New Jersey, Connecticut, Pennsylvania, Maryland, Virginia, West Virginia, Delaware and the District of Columbia.

In addition to existing Hudson City ATMs, you can now use any of more than 1,500 M&T ATMs without paying a surcharge for your cash withdrawals. We hope you take advantage of this added banking convenience.

A smooth transition to one combined bank is underway.

We’ll keep you informed in the coming months as we combine our two banks. We value your customer relationship and we will do everything we can to make this transition as smooth as possible for you.

In the interim if you have any questions, we welcome you to speak with us at an M&T Bank branch or call us at 1-800-414-9435. We look forward to serving your financial needs today and in the years to come.


  • Founded in New York nearly 160 years ago to serve the needs of individuals and businesses
  • M&T has earned the highest possible Community Reinvestment Act (CRA) rating on every exam by the Federal Reserve since 1982
  • M&T is the number one SBA lender in most of our markets and the 7th largest SBA lender in the U.S.1
  • Recognized as one of the top charitable companies in the U.S.; deeply committed to every community we serve

Important Information regarding FDIC deposit insurance.

General Rule: For six months following the merger, deposit accounts that you had at Hudson City Savings Bank prior to the merger will continue to be separately insured from other deposit accounts that you have with M&T Bank.

Any M&T Bank deposit accounts that you had prior to the merger and any new deposit account that you may establish after the merger, including those opened with the Hudson City division of M&T Bank, will not be separately insured, but, rather, will be combined to determine applicable FDIC insurance limits.2

Special Rules for Certificates of Deposit (CDs): CDs that you had at Hudson City Savings Bank prior to the merger are separately insured for six months from the merger date or until maturity, whichever is later. If your former Hudson City CD automatically renews during that six month transition period, it will continue to be separately insured until its next maturity date.

These transition periods allow you the opportunity to consider how to maximize FDIC deposit insurance coverage for your accounts. After these transition periods, your former Hudson City Savings Bank deposits and your M&T Bank deposits will be combined for purposes of determining your FDIC deposit insurance coverage.

For more information, please visit www.fdic.gov.

Important information regarding privacy.

Until further notice, the Hudson City privacy notice that you previously received will remain in effect for your existing accounts. We’ll keep you informed as to when the M&T Bank Corporation privacy notice will take effect.

Please keep in mind.

While Hudson City is now part of M&T Bank, until the time your accounts convert to M&T Bank systems in a few months, you will continue to receive statements, account notices and other correspondence under the Hudson City name.

1. According to statistics released by the Small Business Administration (SBA) for total approved loans through the SBA’s 7(a) lending program during the fiscal year ending 9/30/15.

2. "Hudson City division of M&T Bank" and "M&T Bank" are now the same FDIC–insured institution.

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