Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.

Firefox

To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.

Safari

To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.

 

 

 

 

Overdraft and Insufficient Funds (NSF) Fees FAQs

​​Review some frequently asked questions about overdraft and NSF fees, so you can understand what may happen if your account does not have available funds to cover a transaction.

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  • ​You should deposit or transfer funds immediately. Be sure to put enough money in your account to cover the current overdraft amount, any associated fees and any other outstanding checks or pending transactions.

  • ​​An overdraft fee results when you do not have enough money available in your account to cover a transaction but we, at our discretion, pay it as a service to you. 

    An insufficient funds (NSF) fee results when you do not have enough money available in your account to cover a transaction, and we return or decline to pay your transaction. DIS-222*-DIS

  • Under our standard overdraft practices for M&T personal checking accounts:

    1. We will charge you a fee of $38.50 each time we pay an overdraft, unless one of the following exceptions applies:

    • The amount of the transaction is less than $5
    • The overdraft results from an ATM or one-time debit card transaction from your checking account, and you have not elected to permit us to authorize and pay these transactions when you do not have enough money to pay them
    • Your account has already been charged a total of 5 NSF and/or overdraft fees for items processed for payment on that business day

    NOTE: These same fees and limits generally apply when we decline to pay items because you do not have sufficient available funds to pay them; however, we do not charge insufficient funds fees on declined ATM and debit card transactions.

    2. In addition to any overdraft fee charged for a particular item, if your checking account is overdrawn and you do not repay this amount, we will charge you a $38.50 extended overdraft fee if you fail to repay all amounts you owe to us by the 5th business day after your checking account became overdrawn or further overdrawn.

    NOTE: You will not be charged an extended overdraft fee for any account at any time if the overdraft in your account is solely attributable to ATM and one-time debit card transactions and you have not elected to permit us to authorize and pay these transactions when you do not have enough money to pay them.

    Fees may be imposed for paying overdrafts created by check, in-person withdrawals, ATM withdrawals or other electronic means. If we pay an overdraft on your account, you must immediately repay us. Whether your overdrafts will be paid is discretionary, and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, or you are not making regular deposits, or you have too many overdrafts.

    We can cover your overdrafts in two different ways:

    • We have standard overdraft practices that come with your account
    • We also offer overdraft protection plans, such as a link to a savings account, M&T credit card, or an overdraft line of credit that can provide you flexibility and assurance that your transactions are covered. These options may be less expensive than our standard overdraft practices
  • ​As a service to you, we authorize and pay overdrafts for the following types of transactions:

    • Checks and other transactions made using your checking account number ​​
    • Automatic bill payments

    We will not authorize and pay overdrafts for the following types of transactions unless you ask us to:

    • ATM transactions 
    • Everyday debit card transactions

    Under our standard overdraft practices, we pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined at the ATM or point of sale or returned to the payee, and you may be charged a fee.

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