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Two businessmen holding tablets and shaking hands in hallway.

Deferred Compensation

​Show your appreciation for your top executives with tax-smart deferred compensation, including pensions, stock options and retirement plans. The experienced team at M&T Securities, Inc. is ready to assist you.

_

 

 

​​​Your solution for recruiti​ng, retaining, retiring and rewarding your best people.

Businesses are always looking for ways to attract and retain top executives. A non-qualified deferred compensation plan can give you the leverage to retain and reward your valuable key employees, and show them how much you appreciate their contribution to the business.

​​How It Works

A non-qualified deferred compensation plan reduces a portion of an employee's taxable income in the current year and is paid out at a date after which the income is actually earned. M&T Securities can help provide solutions to fund deferred compensation plans using life insurance.

​​​Types of Deferred Compensation ​

There are a variety of ways to offer deferred compensation, including:

  • Pensions
  • Retirement plans
  • Stock options

​​Advantages for Your ​​Company

  • A mechanism to recruit and retain valued executives with an added retirement plan
  • A way to recognize the contributions of key employees with an additional benefit
  • Flexibility regarding whether the business or executive pays the premium of a life insurance contract inside a deferred compensation plan

​​Advantages for Your Executives​​

  • ​Deferred taxes on earnings until the executive receives the compensation according to the terms of the plan
  • Additional compensation in the form of retirement income
  • If funded with life insurance, the plan may provide tax-free death benefit proceeds to the executive's beneficiary​

​DIS-1*-DIS|DIS-214*-DIS|DIS-218*-DIS|DIS-207*-DIS|DIS-217*-DIS

 

 

 

 

 

 

 

 

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