Download the latest Terms & Conditions documents.
We have updated our Merchant Services Terms and Conditions and Processing Terms and Conditions to reflect updated product information, operational procedures, terms and disclosures applicable to our Merchant Services product offering.
Effective January 1, 2017, your use of M&T Merchant Services will be governed under the new terms and conditions set out in the Merchant Services Terms and Conditions and the Processing Terms and Conditions.
Please familiarize yourself with these documents. We encourage you to download and print or store a copy of them for your records. If you would like us to mail you a hard copy of these documents, please call the Merchant Service Team at 1-800-724-7031 Monday–Friday 8am–6pm ET.
Download Terms and Conditions (PDF) ›
Download Payment Network Pass-Through Fee Schedule (PDF) ›