M&T Bank : Business Checking
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Business Checking

We offer a range of business checking options to fit your various needs and business goals. M&T Business Checking accounts offer online banking for business, mobile banking and overdraft protection plans, along with the account-specific features below. Or use our Checking Account Selector to help you find the best fit for your business.

Reorder Checks

M&T and Deluxe can help you reorder checks quickly and efficiently.

Business Checking Account Features

Business Checking Account  Ideal for  Monthly Maintenance
Simple Checking for Business Micro businesses or businesses just starting out (non-interest bearing) No charge with an Average Ledger Balance of $1,500
Advanced Business Checking Growing businesses (non-interest bearing) No charge with an Average Collected Balance of $10,000
BizFlex Checking Established businesses seeking a versatile account with room to grow and predictable pricing No charge with an Average Ledger Balance of $50,000
Commercial Checking Businesses that need comprehensive banking services (non-interest bearing) $26
Specialty Checking Account  Ideal for  Monthly Maintenance
Non-Profit Checking Large and small not-for-profit organizations (non-interest bearing) No charge with an Average Ledger Balance of $500
Medical Services Checking Medical practices (non-interest bearing) No charge with an Average Ledger Balance of $15,000
Professional Services Checking Professional firms (non-interest bearing) No charge with an Average Ledger Balance of $1,500 
Business Interest Checking Businesses that want to earn interest and the benefits of a versatile checking account (interest bearing) $15

To learn more, please stop by any M&T Bank location or call the M&T Business Telephone Banking Center at 1-800-724-6070. Representatives are available Monday through Friday 7am-7pm and Saturday 9am-5pm ET.

Regardless of whether a monthly maintenance charge applies, M&T business checking accounts are subject to transaction and service fees, including insufficient funds and overdraft fees, as noted in the Specific Features and Terms for each account.


Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
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