M&T Bank : M&T Business Debit Card
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M&T Business Debit Card. A convenient way to pay for business expenses. No purchase is too small.Images of business debit cards

An M&T Business Debit Card comes with any M&T business checking account for convenient access to your business funds – in person, online, or over the phone.

Cardholder Benefits

An M&T Business Debit Card reflects your brand better than money – use it to express the individuality of your business when you enhance it with the picture or design of your choice1:

Custom Card Templates1:

  • Custom Background – Upload a photo, or choose one from our image gallery to showcase on the background of your card
  • Identify Yourself – Upload a photo of yourself in the upper right hand corner of your card.

An M&T Business Debit Card gives you access to your business funds. Use it for:

An M&T Business Debit Card can save your company money. Use it to get discounts at participating merchants2.

An M&T Business Debit Card is safer than carrying and using cash. Use it to help prevent:

  • Loss - unlike your debit card, lost or stolen cash cannot be replaced
  • Fraud - continuous monitoring for potentially suspicious activity by M&T and Visa®
  • Liability - reimbursement for unauthorized purchases with Visa’s
    Zero Liability Policy3

Manage Your Card Preferences:

Need Help?

1 Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. A $2.95 image set-up fee for each newly approved custom card design may apply. One fee will be charged per approved custom design. Replacement cards will not incur this fee if the custom design remains unchanged. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.

2 Discounts can be obtained by using an M&T Business Debit Card in accordance with the Terms and Conditions and Redemption Instructions of each offer. Certain limitations apply. 

3  Visa’s Zero Liability Policy covers U.S.-issued cards only, and does not apply to certain commercial card transactions, transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any unauthorized use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit.  See your cardholder agreement for more details.

Visa is a registered trademark of Visa International Service Association.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.

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