M&T Bank : Simple Checking for Business
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Simple Checking for Business

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M&T’s Simple Checking for business account is a flexible, low-cost alternative to standard business checking accounts, perfect for businesses that are just starting out.
  • No monthly maintenance fee1 when you maintain a $1,500 minimum Average Ledger Balance
  • $5 monthly maintenance fee when enrolled in monthly electronic statement delivery2 through M&T Online Banking® for Business and your Average Ledger Balance is less than $1,500
  • If you prefer paper monthly statements and your Average Ledger Balance is less than $1,500, there is a $10 monthly maintenance fee
  • No charge for first 100 transaction items3 per month and first $5,000 currency deposited per month
  • ATM, Telephone and Online access
  • M&T Business Debit Card with chip technology

To learn more, please stop by an M&T Bank branch or call the M&T Business Telephone Banking Center at 1-800-724-6070. Representatives are available Monday through Friday 7am - 7pm and Saturday 9am - 5pm ET.

1 There is no monthly maintenance fee if requirements are met, but other transaction and service fees, including insufficient funds and overdraft fees, may apply to this account.

2 Electronic statement delivery is available to customers enrolled in M&T Online Banking for Business, and the monthly maintenance fee discounts/waivers noted above apply only if the account in question is enrolled in Electronic Statement and Document Delivery at the end of the month for which the monthly maintenance fee is being calculated. 

3 Transaction items are checks paid, checks deposited, deposit tickets (whether physical or created virtually in connection with an ATM, mobile, remote check deposit or other electronic deposit), ACH credits, and ACH debits. Additional transaction items in a month are $1.00 each.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

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