Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





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Alternative Risk Programs

When traditional insurance is not the best option, the M&T Insurance Agency team can work with you to build a customized program and help you proactively manage risk.

Contact an Insurance Specialist_



Finding it difficult to obtain insurance? Our team can help.  

M&T Insurance Agency, Inc. offers a combination of products, services and experience to help you obtain insurance solutions to manage your costs and risk.

​​​Range of Options 

We provide the following alternative risk options:

  • Captives
  • Group insurance
  • Risk retention options
  • Self-insurance
  • Retrospective rated
  • Large deductible
  • Self-insured retentions

​​Potential Benefits

While each case is different, the benefits that these products can offer include:

  • Long-term stability and control
  • Potential cost savings
  • Improved coverage and limits
  • Enhanced claims mana​​gement and loss control
  • Cash flow advantages
  • Direct access to the reinsurance market

​Our Process  

Our complimentary Alternative Risk Due Diligence Review process involves three important stages:

  1. Needs assessment. Conduct a review of your current coverage, risks and goals to determine the types of insurance coverage that are most appropriate for your company's needs
  2. Program design. Leverage our relationships with a variety of insurance companies to help you identify the best combination of coverage and cost
  3. Recommendation. Present our findings to you and make​ recommendations for your insurance program​

Once your program is in place, M&T Insurance Agency remains actively involved with you to help you manage all of your coverage and administrative needs.​​






Get Started Today