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You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.

Firefox

To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.

Safari

To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.

 

 

 

 

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Captive Solutions

You can count on M&T Insurance Agency to help you proactively manage risk. Let us help you identify an appropriate captive structure and implement a program that works for you.

Contact a Captive Specialist_

 

 

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​We have you covered no matter where your business takes you.  

Through our relationships with some of the leading industry experts, M&T Insurance Agency, Inc. has the ability to work with clients to develop innovative commercial insurance and risk management solutions. Captive programs can offer invaluable cost and control benefits that can be tailored to each client's size and goals.

Specialty Areas

  • Single parent/pure captives. Insurance companies created by owners of an operating business to provide coverages to the parent and its subsidiaries  
  • Micro-captives. Pure captives that write less than $1.2 million in annual premium and are taxed under Internal Revenue Code § 831(b) and pay tax only on their investment income
  • Risk retention groups. Member-owned insurance companies for those who engage in similar or related businesses or activities. M&T can write liability insurance for all or any portion of the exposures of group members
  • Association captives. Owned by members of a common industry or trade association that is designed to insure the risks of that industry among the members of the association
  • Group captives. Jointly owned by a number of companies to meet a common insurance need
  • Sponsored/rent-a-captives. Often used for programs too small to justify their own captive

​​Client Benefits ​

While each situation can be different, some potential benefits may include:

  • Long-term stability and control
  • Potential cost savings
  • Improved coverage and limits
  • Enhanced claims management and loss control
  • Cash flow advantages
  • Direct access to the reinsurance market

​Captive Management Services

Through our highly experienced team of captive insurance and administrative professionals, we provide services for our captive client's administrative needs, from captive creation through ongoing management and regulatory compliance. We are committed to giving our clients a high level of consistent and customized service required for the most complex transactions.

​​​Our Process

Our complimentary Captive Program Due Diligence Review process involves three important stages:​

  1. Needs assessment. Review your current program to help you determine the type of captive that may be the most appropriate for your company's needs
  2. Program design. Leverage our relationships with a variety of insurance and service providers to help you identify the best combination of coverage and cost. Utilize the assessment to form the appropriate captive structure to meet your needs
  3. Recommendation. Present our findings to you and make a recommendation for your coverage

Once your captive program is in place, M&T Insurance Agency remains actively involved to help you manage your coverage and administrative needs.​

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