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You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





Trade Credit Insurance

​​Grow your business while minimizing the risk of non-payment and bad debt. M&T Insurance Agency, Inc. works with trade insurance specialists that can help.​

Contact an Insurance Specialist_




​Help protect your receivables.

Trade credit insurance protects your company against bad debt when one of your customers goes bankrupt or is unable or unwilling to pay. Credit insurance can make you more competitive, improve your borrowing relationship with your bank, and help protect against non-payment risk including insolvency and slow pay.

​​How It W​​​orks

In the event of a customer defaulting on payment, you can file a claim against your insured customer and collect from the credit insurance company. A credit insurance policy gives you the confidence to offer terms to your customers while helping provide you security from a customer default or bankruptcy.

​​Benefits of Having Trade Credit Insurance   

Even with no calamities on the horizon, trade credit insurance offers many benefits for businesses:

  • Increases competitiveness. The protection afforded by trade credit insurance can allow you the flexibility to negotiate contract terms and payment limits that work for both you and your customers. Domestic and international sales can be secured with credit insurance
  • Manages concentrations. Many companies and lenders are concerned when more than 25% of their business is with one customer. Credit insurance can help address that concern by protecting a company from a catastrophic loss
  • Supports export sales. Risks with international trade can arise when laws, customs, communications and customer's reputation are not fully understood. Credit insurance provides protection on export sales where your knowledge of the customer base may not be as strong, and your legal options in the event of non-payment may be limited
  • Expands financing options. Improve your ability to borrow using insured receivables​​

​​​​Experience ​You Can Count On

For over 60 years, M&T Insurance Agency has provided specialized insurance services for clients in a wide range of industries that conduct business both domestically and internationally including:​

  • Manufacturing
  • Habitation
  • Governments
  • Construction
  • Service providers​​