Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





Man standing and talking to seven businesspeople seated around a table with laptops and tablets.

Self-Funded Plans

​​​​​Take greater control over one of your largest expenses. M&T Insurance Agency's seasoned professionals can help you design, manage and implement all of the components of a self-insured health plan.




​The Support You Need to Make Self-Fu​​nding Possible

When it comes to employee health benefits, companies may choose self-funded (or self-insured) plans as an alternative to fully insured solutions, which are more heavily impacted by rising health care costs and taxes. Instead of contracting with an insurance company, self-funding gives you the flexibility to design a plan that meets employee and organizational needs, and allows for cost-controlling adjustments along the way.​

The idea of a self-funded health plan can be intimidating due to the complicated process of implementing and maintaining it – but with M&T Insurance Agency, Inc. by your side, you can enjoy the benefits without the worry.

​​​How We Can Help

Our professionals efficiently handle the many details of launching this funding arrangement – and then use ongoing claims analytics to help you proactively manage costs and risk exposures. Our services include:

  • Plan design and implementation
  • Claims data analysis
  • Claims risk management
  • Tax guidan​ce

Our understanding of these areas helps you create and maintain a plan that gives you greater control of details, expenses and taxes. With M&T Insurance Agency's help, the self-funded route is obtainable, manageable and may improve your bottom line.

​Schedule your complimentary due diligence review.

We offer a complimentary Due Diligence Review, a comprehensive six-step process for assessing your insurance needs and recommending solutions that get results. Ready to get started today? Call us at 1-800-716-8314 or contact an Insurance Specialist online​​​​.​​