M&T Bank : Agribusiness Loans and Solutions
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Agribusiness Loans & Financial Solutions

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Call M&T's agribusiness loan specialist today.

Wayne Steinour

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Farming and agricultural production

M&T offers a full suite of agriculture bank accounts and specialized lending solutions, including farm real estate loans, farm equipment loans, working capital lines of credit and more. We are committed to providing unique agriculture banking solutions that can help fit your farm:

Lines of Credit1
Short- to intermediate-term working capital needs

  • Line amounts starting at $25,000
  • Revolving lines with no fixed terms
  • Flexibility of interest-only payments
  • No annual fee when you have our Banking Built for Business account suite2

Term Loans1
For equipment and machinery purchases, renovations and business expansion needs

  • Available in amounts starting at $10,000
  • Competitive fixed- and variable-rate options
  • Flexible term lengths up to 10 years
Owner-Occupied Commercial Mortgage3
For financing or refinancing business property that is at least 50% owner-occupied
  • Flexible terms, from 5 to 10 years
  • Amounts starting at $100,000
  • At least 50% occupied by owner

Banking Built for Business®
Receive extra benefits like waived fees and better interest rates on deposit products. Start with the four account suite essentials, then customize based on your needs:

M&T Bank is proud to be a winner of multiple awards for excellence in small business banking, including a #1 SBA lender ranking in Baltimore, Buffalo, Philadelphia, Rochester, Syracuse, Washington D.C., and Delaware. And we’re consistently ranked in the Top 10 nationwide among SBA lenders

1. All loans and lines of credit, and all terms referenced herein, are subject to receipt of a complete M&T application, credit approval and other conditions. Terms offered are available for business purpose loans only. Terms offered are not available for refinancing or consolidating existing M&T credit or credit requiring an SBA loan guaranty. Loans may be subject to commitment and prepayment fees, as applicable. Borrower is responsible for any appraisal, environmental assessment, title insurance, and bank attorney fees that may apply. Other fees or restrictions may apply. Offer is subject to change without notice.  Please see an M&T branch representative for full details.

2. Offer applies to the Business Access Line of Credit (“BALOC”) product type. BALOC must be opened as part of the Banking Built for Business account suite and all four components of the account suite must be maintained and in good standing.

3. The mortgaged property must be at least 50% owner-occupied for commercial use. 

† According to statistics released by the Small Business Administration (SBA) for total approved loans through the SBA’s 7(a) lending program during the fiscal year ending 9/30/14.

 Member FDIC. CS5083 (4/14) 

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