M&T Bank : Remote Check Deposit
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Remote Check Deposit
Take advantage of the convenience of remote deposit capture

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Use our Remote Check Deposit calculator.

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Call 1-800-724-2440

Running to the bank to deposit checks can cost your business in more ways than you think; time, money, fuel and energy – it all adds up.

With Remote Check Deposit, you can simply scan the checks you receive using an approved desktop check scanner1 from your desk. Then transmit your checks as encrypted electronic images to M&T via the Internet for deposit to your business checking account. Make deposits without ever leaving your office.

Remote Check Deposit features:

  • Save time and money: No need to prepare your deposits and rush to the bank before it closes. Transmit your deposits from your office when it works for you
  • Same day deposits: Make same-day deposits Monday-Friday (excluding holidays). Scan checks by 8pm ET and they will post to your account that day
  • Accelerate cash flow: Cut the time checks sit idle by depositing them right from your desk 
  • Increase staff productivity: The increased speed and added convenience of Remote Check Deposit can give your staff more time to spend on other projects

Remote Check Deposit does the work for you

  • Automatically places an endorsement on the scanned check images so you don’t have to manually endorse each one
  • Reconciles your deposit amount before transmission, helping to ensure accuracy
  • Allows you to monitor deposits online and view deposit history and check image

To learn more, complete our online contact form by selecting “Send Product & Services Literature” under “Required Information.” Then select “Cash Management Services” in the “Business” drop down menu. You may also call 1-800-724-2440 (Monday – Friday, 8am – 6pm ET) or contact your M&T Relationship Manager.

1 M&T Bank’s Remote Check Deposit (“RCD”) services are provided subject to M&T Bank’s standard Treasury Management Services Agreement for the provision of RCD services (“RCD Agreement”).  Client may only use an Approved Scanner (“as defined in the RCD Agreement”) for RCD services.  Under the Agreement, M&T may pay the cost of purchasing an M&T Purchased Scanner on behalf of client to be used under the Agreement.  However, if the RCD services under the Agreement are terminated for any reason (other than by M&T without cause) prior to the six (6) month anniversary of the date client commences receiving such RCD services, client must reimburse M&T the cost of each M&T Purchased Scanner that M&T purchased on behalf of client.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

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