Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





Business woman holding open sign

Business Insights: How Small Business Owners can Benefit from the Small Business Administration

As a small business owner, it’s important to know of the valuable resources the Small Business Administration (SBA) provides to help you both start and grow your business.

By: M&T Bank Business Banking




Getting to Know the Small Business Administration

A great small business always starts out as an idea, but in order to achieve your dream, you have to transform that idea into action. That’s where you can start to feel overwhelmed. As a small business owner, it’s important to know of the valuable resources the SBA provides to help you both start and grow your business.

If you’re just starting out, the SBA and its resources can help you develop your business and financing plans. As a federal organization with offices located through the United States, the SBA offers financial advice, mentoring, and financing sources to small business owners who need it.

Here are the three things you should know about how the SBA can help transform your idea into action.

  1. The SBA may act as a co-signer for your business. While the SBA does not make direct loans to businesses, they can guarantee a loan made to you by a bank. By servicing as a guarantor on the bank loan, the SBA can help your business receive lending assistance that may not otherwise have been available on reasonable terms. Often, start-up businesses or those with strong cash flow but insufficient collateral need to borrow money--however, without the SBA guarantee, the risk of such a loan is unacceptable to the bank. Guarantee of the loan by the SBA assures that if you cannot pay back the loan the government will reimburse a percentage back to the lender. It’s important to note, however, that not all loan requests are eligible for an SBA guarantee. Businesses must be operated for a profit and fall within the size standards set by the SBA, among other criteria.

  2. To be eligible for an SBA guaranteed loan, businesses need a strong foundation. The SBA looks for the following when determining if you are eligible for a guarantee on your loan:
    • Ability to repay the loan
    • Owners and operators with good character
    • Feasible business plan
    • Management expertise
    • Adequate equity invested in the business
    • Other credit criteria

  3. The SBA offers an extensive network of experienced professionals and resources, tailored to specific business needs. The Small Business Development Centers (SBDC) and Service Core of Retired Executives (SCORE) offices associated with the SBA can provide advice, counseling, and research assistance on starting and running a business. SCORE, in particular, is a national network of more than 11,000 entrepreneurs, business leaders, and executives who volunteer as mentors to America’s small businesses. They have more than 320 offices throughout the country and have helped more than 10 million entrepreneurs and small business owners.

How the SBA Can Help You

If you’ve had challenges seeking financing to start or grow your business, the SBA can act as a valuable partner in helping you turn your ideas into action. The SBA exists solely to assist you, the small business owner, with all of the aspects of running your business and keeping it successful—their extensive experience partnering with banks, including Top 10 SBA Lenders like M&T, allows them to truly understand what’s important to businesses like yours.