Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





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Understanding the Pros and Cons of Franchises

​Not sure if a franchise is the right business model for you? Read more about some things to consider as you make your decision.




To Franchise or Not to Franchise

Many prospective entrepreneurs are faced with a crucial choice - should they start a company from scratch or invest in a proven method of doing business by opening a franchise?

A franchise is essentially an individually owned business, operated under guidelines provided by another company known as the franchisor. Tapping the resources of an established organization can significantly reduce investment risk, but at a price. Franchisees must give up a great deal of independence and follow set rules and regulations.


  • Recipe for success. The franchise formula has already been proven to work in the marketplace. A franchisee also benefits from the greater efficiency and profitability that results from uniform coordination
  • Access to financing. Franchisors will typically help entrepreneurs get financing for franchises. In limited cases, the franchisor itself will be the source of financing. If entrepreneurs seek outside financing, lenders tend to be more receptive because franchises are often perceived as less risky businesses than unproven start-ups
  • Support. Franchisors provide training programs to help entrepreneurs learn all aspects of running a franchise. They also offer assistance in choosing a location, negotiating leases, setting up the business, and training personnel
  • Instant name recognition. Franchisors conduct advertising, often on a national scale, for the benefit of their franchisees. A well-known name gives a new business a jump-start. In many cases, potential customers of a franchise already know what products and services it provides
  • Cost savings. Because large companies buy goods in large quantities, they can pass the savings on to their franchisees


  •  Lack of independence. Franchisees must give up significant control of their businesses because the franchiser has the final word on how franchises must operate. The franchisor may dictate which products and services can be offered, which signage and advertisements can be used, and which design and appearance standards must be followed. The company may also have rules regarding hours of operation, dress codes, and bookkeeping procedures
  • High costs. Franchisees have to pay an initial franchise fee to purchase the franchise. Other initial costs may include equipping the space, purchasing inventory, and buying insurance. Once the business is up and running, franchisees typically have to pay a percentage of the gross monthly sales to the franchisor. Some franchisees must also contribute to a regional and national advertising fund.
  • No guarantees of renewal. A franchise contract is for a limited time, typically 15 to 20 years. At the expiration of the franchise agreement, the franchisor is under no obligation to offer the same terms and conditions as the original agreement or to renew it at all. The franchisor can also break the agreement if the franchisee fails to pay royalties or operate according to standards.

Aspiring business owners should consider the many advantages and disadvantages of operating a franchise before making the initial investment. In many respects, a franchise is an appealing option that provides a strong framework for success. However, for others who long to exercise their own business judgment, a franchise might not be the right opportunity.

For more information, contact your relationship manager.






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