Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





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Self-Funded Group Plans

​Download M&T Insurance Agency, Inc.'s Risk Management Spotlight – Self Funded Group Plans, and learn about how this alternative option can benefit your business.




Today’s group health insurance costs represent the largest expense that most companies face, second to payroll.

These costs have doubled in 10 years and show no signs of slowing. The upward trend is quickly becoming unsustainable and, for many, is seen as an obstacle to company growth.

With most fully insured group benefits plans, employers don’t have much control over plan design, nor do they have insight into their claims data, making cost management – or even cost containment – a challenge. The need to proactively and strategically manage health plans as part of a broader risk management program has become a top priority.

Self-funded plans offer employers a potentially cost-saving alternative. With the ability to analyze claims data that this option provides, employers can make adjustments to plan design and eliminate inefficiencies, giving them more control over the numbers. Greater plan and data transparency enables forecasting, modeling and opportunities for customization, so employers can get a long-term view of their program.

If you’re an employer with 100+ employees, it may make sense to take a closer look at how self-funding your group health plan could contribute to a healthier bottom line. Read more about self-funded group plans by downloading our whitepaper.

Download M&T Insurance Agency, Inc Risk Management Spotlight – Self Funded Group Plans (PDF)






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