M&T Bank
M&T Bank
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You're pre-approved for the
M&T Visa® Credit Card with Rewards.
Use Your Special Program Code
and Offer ID to Get Started.
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Questions? Please contact Customer Service at 1-877-378-1276 for assistance.

Special limited time offer

0% introductory fees on balance transfers for the first 60 days from account opening
(4% of each balance transfer afterwards)1,3

Get the card that rewards you on all purchases.

  • 1 point per $1 spent on all purchases; earn unlimited points, and no earning cap2
  • Earn 10,000 bonus points after you spend $500 in the first 90 days - good for
    $100 cash back or reward of your choice2
  • 0% introductory APR for 12 billing cycles on purchases and balance transfers
    (variable APR between 13.49% and 20.49% thereafter)1,3
  • No annual fee1,3
  • Global acceptance with chip technology

This offer expires on July 27, 2019. Act Now!

  1. This offer is only valid for new M&T Visa® Credit Card accounts. 0% Introductory APR on purchases and balance transfers for the first 12 billing cycles. After 12 billing cycles, your rate for balance transfers will be the same as your purchase rate, and will vary with the market based on the Prime Rate. As of 2/1/19, the Annual Percentage Rate for purchases and balance transfers was between 13.49% and 20.49% for M&T Visa® Credit Card with Rewards, depending on creditworthiness. Your rate for cash advances will be 24.49% APR and will vary with the market based on the Prime Rate. A fee of 3% ($10 minimum) of each cash advance transaction will apply. 0% introductory fee on balance transfers for 60 days from account opening; after that, a fee of 4% of each balance transfer (minimum $10) will apply. A fee of $12.50 per day will apply to any overdraft transfers to a linked checking account. Your rate for overdraft advances will be 24.49% APR and will vary with the market based on the Prime Rate. A fee of 3% of each foreign transaction converted into U.S. dollars will apply.
  2. The M&T Rewards Program ("Program") is subject to the M&T Rewards Program Terms & Conditions ("Program Terms & Conditions"). One 10,000 bonus points offer per Program Account is available to residents of the United States who open and use a new M&T Visa® Credit Card with Rewards to make at least $500 in Purchases within the first 90 days after such Card is opened. Additional exclusions and terms apply. M&T Visa Credit Cards with Rewards earn 1 point for every $1 in Purchases. Offers and Rewards points are subject to change and/or discontinuation without notice. Full Program Terms & Conditions, Definitions, and other Program information can be found at rewards.mtb.com.
  3. See pricing information for complete Terms & Conditions associated with M&T Visa Credit Card with Rewards.

Visa® is a registered trademark of Visa International Service Association. All trademarks, service marks and trade names referenced in this material are the property of their respective owners.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

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