M&T Bank
M&T Bank
Congratulations!
You're pre-approved1 for an M&T Personal Loan of up to $10,000 — and you may qualify for even more.
But this offer ends soon!
Use Your Special Program Code
and Offer ID to Get Started.
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SPECIAL PROGRAM CODE: Loading...
Questions? Please contact Customer Service at 1-888-253-1037 for assistance.
That gives you the added financial flexibility to help you pay for what matters most to you right now — paying off high-interest credit cards, sprucing up your home, paying for the unexpected — or anything else on your "to do" list.

Get the money you need, fast!
  • Great rates from 7.49% to 12.99% APR2
  • Loan amounts from $2,000 to $25,000
  • Quick approval and potential for same-day funding
  • NO FEES: no application, origination or prepayment penalty fees3
  • No collateral needed
This offer expires on July 27, 2019. Act Now!
YOU CAN CHOOSE TO STOP RECEIVING "PRESCREENED" OFFERS OF CREDIT FROM THIS AND OTHER COMPANIES BY CALLING TOLL FREE 1-888-5-OPT-OUT. PLEASE SEE THE PRESCREEN & OPT-OUT NOTICE BELOW FOR MORE INFORMATION.
* PLEASE SEE BELOW, UNDER M&T PERSONAL LOAN - IMPORTANT CONDITIONS FOR THE CONDITIONS OF THIS OFFER.

M&T PERSONAL LOAN - IMPORTANT CONDITIONS

[1] You have been individually pre- approved by M&T Bank for a personal loan up to the amount disclosed on the front of this letter. You have received this offer because you have met the credit criteria we used to prescreen customers for this offer. After you respond to this offer, the granting of credit or the assignment of the maximum credit amount is dependent upon you continuing to meet the credit criteria of this prescreened offer, including our verification of your debt-to-income ratio or any other applicable criteria bearing on creditworthiness. All loans and lines of credit are subject to credit approval. Additional terms and conditions may apply, depending on other terms offered or chosen.
PRESCREEN & OPT-OUT NOTICE This "prescreened" offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free, 1-888-5-OPT-OUT (1-888-567-8688); or write them individually at: Experian Target Marketing, P.O. Box 919, 701 Experian Parkway B2, Allen, TX 75013; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; TransUnion Corporation, Attn: Marketing Opt Out, P.O. Box 505, Woodlyn, PA 19094-0505.

If you accept this offer, you agree that you:

  • Are at least 18 years old
  • Are a U.S. citizen or permanent resident
  • Have a valid social security number

You authorize us to obtain your credit and employment histories, and agree that we may, at any time, obtain credit reports or any other information we feel is necessary in connection with your loan or any audit, update, quality control, renewal, extension or collection of any credit extended as a result of your acceptance of this offer. This offer is non-transferable.

[2] To qualify for the lowest APR available: 1) the term of the loan must be 36 months or less and; 2) you must have or open an M&T MyChoice Premium or Power Checking account at time of application; and 3) automatic payment deductions from any M&T checking account must be established. To open an M&T MyChoice Premium Checking account, a minimum deposit of $25 is required. Your final APR will be based on your credit profile (as reported to M&T Bank by an outside reporting agency) and deposit relationship. M&T Unsecured Personal Loans must be for an eligible purpose. Offer good in NY, MD, NJ, PA, DE, CT, VA, WV and DC.

[3] There are no application, origination or prepayment penalty fees, but late fees and returned payment fees may be charged when applicable.

A payment example on a $5,000 M&T Unsecured Personal Loan with a 60-month term at a non-discounted APR of 8.99% would be $103.77 per month.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Equal Housing Lender. ©2019 M&T Bank. Member FDIC.