Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





Young couple drinking coffee and sitting among boxes on floor of new house.

Residential Mortgage & Consumer Loan Perks

​Are you a current M&T employee? Learn how you can benefit from special discounts and financing options on residential mortgage and consumer loan products.​​​​​

View All Products_



​​Put our financing solutions to work for you.

As an M&T Bank employee, you are eligible for discounts on various residential mortgage and consumer loan products.

​Residential Mortgage Discounts

Get a 0.50% interest rate discount and $100 off the origination on a new purchase m​ortgage and a 0.25% discount on refinances (including portfolio modifications) on a primary residence. These discounts remain in effect for the life of the loan and are not contingent on employment with M&T as long as mortgage payments continue to be automatically deducted from an M&T account.

​Overdraft Line of Credit Protection

Receive special ​consideration for an Overdraft Line of Credit, which is subject to credit approval.

​Best Rates on M&T Visa Credit Card

The M&T Visa® Credit Cards offer employees the best possible rate for each card type, as well as a discounted $1 overdraft transfer fee when you link your credit card to your M&T Employee Checking account for overdraft protection. 

​Installment Loan Discount

Receive a 0.50% MyChoice Premium℠ discount off of the approved standard rate for all fixed rate installment loans – except automobile loans – when payments are automatically deducted from an M&T account (based on credit profile).

​M&T CHOICEquity Discount

Receive a MyChoice Premium discount on newly originated M&T CHOICEquity Lines of Credit and on credit ​line increases to existing CHOICEquity accounts. The 0.40% discount applies to the variable portion of the CHOICEquity account.

​Auto Loan Discount

M&T employees receive an additional 1% discount off their approved risk-based priced MyChoice Premium rate. (ACH payments requir​ed.) Discount applies to direct loans made through M&T's retail branches, Telephone Banking Center and mtb.com only.

​Learn more.

For more information about M&T’s Employee Mortgage Program, our Overdraft Line of Credit, CHOICEquity Loans, Auto and Installment Loans and the M&T Visa Credit Cards, get in touch with us. We can answer any questions you may have and help you take advantage of your hard-earned perks.

​At a Branch

Stop by​ your nearest branch​


Visit the intranet (Insider > M&T Employee Banking). 

By Phone

Call us for assistance.

​To Apply for a New Loan:
Monday-Friday 8:30am-9:00pm ET and Saturday 10:00am-2:00pm ET

​For Service on an Existing Loan:
Monday–Friday 8:30am–9:00pm






Get Started Today