M&T Bank : Mortgage & Consumer Lending Perks
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Mortgage and Consumer Lending Perks

As an M&T Bank employee, you are eligible for discounts on Mortgage and Consumer Lending products including:

  • A 0.50% interest rate discount and a $100 origination fee discount on a new mortgage and a 0.25% discount on refinances (includng portfolio modifications) on a primary residence. These discounts remain in effect for the life of the loan and are not contingent on employment with M&T as long as mortgage payments continue to be automatically deducted from an M&T account
  • Special consideration for an Overdraft Line of Credit, which is subject to credit approval
  • The best possible rate for each M&T VISA® Credit Card type, as well as a discounted $1 overdraft transfer fee when the credit card is linked for overdraft protection to an M&T employee checking account
  • A 0.50% MyChoice Premium discount off of the approved standard rate based on the credit profile rate for all fixed rate installment loans, except automobile loans, when payments are automatically deducted from an M&T account
  • A MyChoice Premium discount on a newly originated CHOICEquity Lines of Credit and on credit line increases to existing CHOICEquity accounts. The 0.40% discount applies to the variable portion of the CHOICEquity account

Learn more about M&T’s Employee Mortgage Program, our Overdraft Line of Credit, CHOICEquity Loans, Auto and Installment Loans, and the M&T Visa® Credit Cards on the intranet (Insider > M&T Employee Banking).

You can also call 1-800-557-0535 for new loans Monday-Friday, 8:30 am - 5:00 pm, or 1-800-724-2224 for existing loans, Monday-Friday, 8:30 am - 7:00 pm.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements.
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