M&T Bank : Retail Banking Perks
About Us | Investor Relations | Branches & ATMs | Customer Service | Careers
M&T Bank
Online Services
Customer Service
Print This Page

Retail Banking Perks

As an M&T Bank employee you are eligible to receive a MyChoice Plus Checking with Interest account with a waiver of the $14.95 monthly service charge when your pay is directly deposited to the account1. (Note: All employees hired before January 12, 2012, your account will continue to be an Employee M&T Select Checking Account with Interest unless you request a change.)

MyChoice Plus Checking With Interest accounts offer:

  • The perks of banking at M&T: M&T Online Banking & M&T Mobile Banking, M&T Alerts2, Access at over 1,500 ATMs, and more
  • Interest-bearing checking
  • No overdraft/NSF fee when the amount of the item overdrawing your account is less than $5
  • Relationship Savings account with no monthly maintenance charge1
  • No M&T fee for travelers checks
  • Discounted personal loan rates
  • Financial planning
  • Two Custom Add-Ons at no monthly subscription fee3
  • M&T Custom Card option4

As an employee, standard charges are waived for these services (when linked to a checking account into which the employee’s pay is directly deposited):

1 There is no monthly maintenance charge, but transaction and service fees, including insufficient funds and overdraft fees, may apply.

2 Use of these features and services requires internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier’s text messaging and data charges may apply.

3 Employees can enroll in additional Custom Add-ons for a monthly subscription fee.

4 Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. A $2.95 image set-up fee for each newly approved custom card design may apply. One fee will be charged per approved custom design. Replacement cards will not incur this fee if the custom design remains unchanged. 

5 FICO® is a registered trademark of the Fair Isaac Corporation. The FICO Credit Score is a proprietary credit model designed by Fair Isaac calculated using the information contained in your Equifax Credit File. The FICO Credit Score is intended solely for your educational use. There are numerous credit scores and models available in the marketplace and lenders and other credit score users, including M&T Bank, are likely to use a different score when evaluating your creditworthiness. Also, third parties will take into consideration items other than your credit score or information found in your credit file, such as your income. FICO Credit Score and Key Factors affecting your score are provided by Equifax. Equifax® is a registered trademark of Equifax Inc. ©2014, Equifax Inc., Atlanta, Georgia. All rights reserved.

FinanceWorksTM is a registered trademark of Digital Insight.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Contact Us | Privacy & Security | Terms of Use | Site Map | Statement of Accessibility
Equal Housing Lender. © 2015 M&T Bank. Member FDIC. All rights reserved.