M&T Bank : Retail Banking Perks
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Retail Banking Perks

As an M&T Bank employee you are eligible to receive a MyChoice Plus Checking with Interest account with a waiver of the $14.95 monthly service charge when your pay is directly deposited to the account1. (Note: All employees hired before January 12, 2012, your account will continue to be an Employee M&T Select Checking Account with Interest unless you request a change.)

MyChoice Plus Checking With Interest accounts offer:

  • The perks of banking at M&T: M&T Web Banking® & M&T Mobile Banking, M&T Alerts2, Access at over 1,500+ ATMs, and more
  • Interest-bearing checking
  • No overdraft/NSF fee when the amount of the item overdrawing your account is less than $5
  • Relationship Savings account with no monthly maintenance charge3
  • No M&T fee for travelers checks
  • Discounted personal loan rates
  • Financial planning
  • Two Custom Add-Ons at no monthly subscription fee4
  • M&T Custom Card option5

As an employee, you are also eligible to receive:

  • Credit Score: Employees of M&T Bank and its affiliates also qualify for FICO® Credit Score with no monthly subscription fee when linked to the checking account into which the employee's pay is directly deposited.
  • No fee for standard check orders
  • FinanceWorks®6

1 There is no monthly maintenance charge, but transaction and service fees, including insufficient funds and overdraft fees, may apply.
2 Use of these features and services requires internet and/or data access through a computer or mobile device. Subject to availability and the same limitations as any service available through the internet. M&T Bank is not responsible for matters that are outside of its reasonable control that might impact availability and functionality. M&T Bank reserves the right to suspend service for any reason at any time. Your mobile carrier’s text messaging and data charges may apply.
3 No monthly maintenance charge on Relationship Savings if you maintain a minimum daily balance of $250 or if you have a qualifying checking account other than Free Checking or EZChoice Checking. Effective 3/13/2014, No monthly maintenance charge if you maintain a daily balance of $500 or if you have a qualifying checking account other than Free Checking or EZChoice Checking. Regardless of whether a monthly maintenance charge applies, other transaction and service fees, including insufficient funds and overdraft fees, may apply.
4 Employees can enroll in additional Custom Add-ons for a monthly subscription fee.
5 Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. A $7.95 image set-up fee for each newly approved custom card design may apply. One fee will be charged per approved custom design. Replacement cards will not incur this fee if the custom design remains unchanged. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.
6 FinanceWorks is a registered trademark of Intuit, Inc.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

 
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