M&T Bank : Depository Services
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Depository Services

M&T Bank offers governmental entities deposit accounts to meet your deposit and investment needs.

Demand Deposit Accounts
M&T's Corporate Checking account provides unlimited check writing and offers earnings credits to offset certain service charges.

Municipal Investment NOW
M&T's Municipal Investment NOW account allows you to centralize transaction and investment deposits in one place. This account pays a competitive variable rate of interest, compounded monthly. Earnings credits may offset certain service charges.

Municipal Money Market Savings
This account allows you to maintain deposits at very competitive rates of interest. Rates are tiered based on balance level, giving you the opportunity to earn premium rates when you maintain larger balances. With the Municipal Money Market Savings Account earnings credits may offset certain service charges.

Certificates of Deposit
Certificates of Deposit offer flexible terms and favorable guaranteed rates of interest. These deposits allow you to lock in a high, fixed rate of interest for the period of time you select.

Deposit Collateralization of Municpal Deposit Accounts
M&T Bank ensures that all of your deposits are fully collateralized in accordance with local statutes.

Remote Check Deposit
M&T's Remote Check Deposit product makes depositing checks secure, convenient and fast for your organization, saving you both time and money. Simply scan your checks using a certified desktop check scanner attached to any PC and send check images to be deposited with M&T Bank through a secure Internet connection, without ever leaving your office.

To find out more, please send us an email, call M&T's Commercial Service Team at 1-800-724-2240, or contact your M&T Relationship Manager.

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