M&T Bank : Repayment Solutions
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Lending Repayment Solutions

Below are Lending Repayment Solutions that we offer:

SOLUTIONS HOW IT WORKS BENEFITS NEED HELP?

Loan
Extension

Brings an installment loan current by moving one or more monthly payments to the end of the loan

Advances the maturity date of your loan by the number of months extended

Complete the Loan Extenstion Form

Allows you to postpone one or more monthly payments and remain current on your loan

Learn more

Contact a Specialist:

Customer Asset Management Department
1-877-208-5495
Monday–Thursday
8am-9pm ET
Friday 8am-5pm ET
Saturday 8am-12pm ET

Email Us

Line of Credit Reage

Returns a past due account to a current status without collecting the total amount of principal interest and fees

You must demonstrate an ongoing ability and willingness to meet regularly scheduled payments

Complete the Line of Credit Reage Form

Immediately brings your account up to date

Learn more

Loan Workout

Rewrite your existing M&T Bank loan

Complete the Loan Workout Form

No consolidation fees

Reasonable interest rate and terms

May decrease your monthly payment

Learn more

Payment Promise

Make payment arrangements with M&T Customer Asset Management Department

Complete the Payment Promise Form

Communicating with M&T may allow you to maintain a good credit history

Protect your credit rating by maintaining a good payment history

Learn about more convenient payment methods

Avoid future late charges by keeping your account current

Learn more

Reverse Mortgage ***

Allows senior homeowners, ages 62 and older, to borrow against the equity in their home for anything they need

Seniors can receive a lump sum payment, regular monthly payments or a line of credit for future needs

No repayment is required until the home is sold or the estate is settled

Income and credit history are not considered

Learn more

***Reverse Mortgage programs available  in  CT, DE, DC, MD, NY, OH, PA, VA and WV. Consult your Social Security, Medicare or other financial advisor to determine how Reverse Mortgage payments may affect your particular situation. Also consult your tax advisor. You must continue to occupy your home as your primary residence, keep it in good repair, with all taxes and insurance premiums up to date. Subject to the terms of your mortgage.

*All Repayment Assistance options are not available with all products and there is no guarantee that you will receive Repayment Assistance. You are obligated to make all future payments as they come due even while M&T Bank is evaluating a request for Repayment Assistance. Additionally, M&T Bank will continue normal servicing of your loan up to and including referral to foreclosure and repossession during the time it is reviewing your request for Repayment Assistance. Credit reporting will continue, and, if applicable, your loan will be reported as delinquent, until your loan is brought fully current. It is also important to note that the request for Repayment Assistance does not waive any remedies available to M&T under the terms of your loan documents. You may be required to pay additional fees/and or costs depending on the type of loan and solution you qualify for.

 
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