Main Street Lending Program

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Main Street Lending Program Overview


The Main Street Lending Program (MSLP) is designed to provide support to small and medium-sized businesses and their employees across the U.S. during the current period of financial strain by supporting the provision of credit to such businesses.

The MSLP also provides support to nonprofit organizations such as educational institutions, hospitals, and social service organizations.

The availability of additional credit is intended to help businesses and organizations that were in sound financial condition prior to the onset of the COVID-19 pandemic maintain their operations and payroll until conditions normalize.

The MSLP includes five types of loan facilities. For-profit businesses may apply for one of three types of loan facilities including the "New," "Priority," and "Expanded." Nonprofit Organizations may apply for one of two types of loan facilities including the "Nonprofit New" and the "Nonprofit Expanded."

The MSLP is administered by the Federal Reserve Bank of Boston (FRB), which has established a Special Purpose Vehicle (SPV) to purchase 95% of MSLP Loans from Eligible Lenders across the U.S.

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All loans and lines of credit are subject to credit approval. Additional terms and conditions may apply.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

The content of this page is for informational purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.

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