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M&T Bank Understands What's Important

At M&T Bank, our goal is to become your trusted partner in securing the right mortgage – and beyond. We've been a leading U.S. financial institution since 1856 and built our business on a foundation of trust, reliability, accessibility and solid customer service.

In our 160 years of community-focused banking, we've learned a few things about what's important. For instance, buying a home doesn't just happen within regular 9 to 5 business hours. That's why we've designed powerful online and mobile tools to be available with answers to your questions – the moment you need them.

Whether you choose to work online, in person or over the phone, it all starts with us learning all about you, discussing your needs and your goals. By fully understanding your situation and what's most important to you, our loan professionals can make the right product recommendations and work to get you approved for a mortgage that matches your lifestyle and budget.

Our Services

At M&T Bank, one of our specialties is finding the right mortgage and refinance options for our customers. And while we're passionate about getting people into the homes of their dreams, we're equally committed to excelling in other sectors of the financial services industry.

M&T Bank manages more than $123 billion in assets and serves as a trusted partner to consumers, entrepreneurs, non-profits and major corporations across the U.S.

M&T also provides commercial, retail, business, investment and professional banking services through more than 775 branches and 1,800 ATMs throughout New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia. In addition, we have construction and commercial lending in Oregon, Washington, Utah, Colorado and Arizona.

M&T Bank and its subsidiaries also offer customized private wealth and institutional services through Wilmington Trust, one of the largest personal trust providers in the U.S.

Our Customers

M&T's experienced professionals seek to understand what's important to our customers, and then deliver personal, business and commercial banking solutions that enable them to achieve their goals.

In 2017, M&T:

  • Extended more than $32 billion in credit to customers
  • Wrote 16,500 loans to help people purchase and refinance homes

With more than $183 million in Small Business Administration (SBA) loans, M&T is the 8th largest SBA lender in the U.S. and the number one lender in the majority of its largest markets*

*According to statistics released by the U.S. Small Business Administration (SBA) for total approved loans through the SBA's 7(a) lending program during the federal fiscal year ending 9/30/2017.

Our Communities

At M&T, we believe the well-being of the bank is dependent upon the well-being of the communities we serve. That’s why M&T – and our employees – take such an active role in our communities.

In 2017, M&T:

  • Contributed more than $29 million to more than 3,600 not-for-profit
  • Invested $1.4 billion in community development loans to support affordable housing and neighborhood revitalization
  • Earned highest Community Reinvestment Act (CRA) rating on every federal exam since 1982

Our Employees

M&T is viewed as one of the most successful financial institutions in the country – and our 17,000 employees are the reason for our success.

  • Average tenure:
    • 700+ branch managers with 13 average years of experience
    • 20 Regional and Market Presidents with an average tenure of 25 years
  • In 2017, our employees reported spending more than 371,000 hours in volunteer service to others in our communities

Our Shareholders

With a longstanding tradition of careful, conservative and consistent management, M&T is one of the best performing regional banks in the nation.

  • Of the 100 banks operating in 1983, only 23 remain today. Among the remaining, M&T ranks 1st in stock price growth
  • During the financial crisis, M&T was one of just two commercial banks out of 20 in the S&P 500 that did not reduce its dividend
  • M&T has been profitable for 166 consecutive quarters – more than 41 straight years

M&T Bank Makes A Difference

M&T's Pledge

We're committed to understanding what's important.

Read Our Pledge To You

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Homeowners Just Love
M&T Bank

"The fact that M&T is a well-established bank and has been around a long time was comforting. My experience and the service I received from M&T Bank and my mortgage expert were excellent. I will be spreading the word."

- Lori M., Auburn, WA.

Our Powerful Mortgage Tools And Calculators At Your Fingertips.

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