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If you're Thinking About Buying A Home, M&T Bank Can Help

Purchasing a home can be one of the most memorable and exciting times in your life. It can also be a little stressful. At M&T Bank, we do everything we can to make buying a home smooth, leaving you stoked about your new digs.

We start by getting to know you, your finances, and your goals – inside and out – so we can make the best mortgage recommendations. Once we understand your financial situation thoroughly, we serve as your personal mortgage assistant. Got questions? Need advice? Our experts are the best in the business and here to help.

A word about what makes us different: It can seem easy to get "pre-qualified" – just about any lender, online or not, can take a modest amount of information and give you a ball park figure of what you may qualify for. So you take your pre-qualification, contact your real estate agent and find a house you fall in love with only to find your pre-qualification didn't take into account something that keeps you from being approved. Sound familiar?

At M&T Bank, we take a different approach – one that won't waste your time. We "pre-approve" your loan – for real, getting it right the first time, with a full review of your financial documents and credit. Once pre-approved, you'll have more than a "pre-qualifying" piece of paper; you'll have peace of mind. And nothing captures the attention of a seller like a pre-approved buyer from M&T Bank.

It doesn't end there. Your M&T Bank mortgage consultant will be by your side every step of the way, working with your real estate agent and everyone involved to ensure a seamless process. Go ahead. Start fantasizing about that dream home. We'll help make those dreams a reality.

Talk to an expert, utilize our easy loan wizard to explore products, rates and payments or get pre-approved now.

M&T Bank Makes Owning A Home Reality

Explore Products &
Property Types

We know a one-size-fits-all mortgage doesn't work for every customer. So we take the time to really get to know you and ensure our mortgage recommendations match your budget and needs.

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Seven Straightforward Steps
To Loan Approval

At M&T Bank, we're homeowners too. We understand it can be a little confusing. We know applying for a loan is the beginning of a big journey – and we will be right by your side every step of the way.

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Homeowners Just Love
M&T Bank

"I talked to other banks, who said because of my credit score, there was nothing they could do. An M&T loan officer gave me advice to help process the loan…He seemed genuine in wanting to get the loan completed for me as quickly and painlessly as possible."

- James N., Severance, CO.