Features and Benefits
|
Minimum Down Payment
|
Minimum Credit Score
|
Maximum Loan Amount*
|
Interest Rate
|
More Flexible Qualification
|
Personalize a Rate and Payment Quote
|
Not sure your new home is forever? An adjustable rate mortgage (ARM) could be calling
your name.
|
5%
|
620
|
$548,250
|
Adjustable
|
―
|
GET STARTED
|
Really looking to settle down for a substantial period of time in one home?
With as little as 3% down, a fixed-rate mortgage gives you the power to plan.
|
3%
|
620
|
$548,250
|
Fixed
|
―
|
GET STARTED
|
M&T Bank's MyTerms mortgage gives you all the perks of a fixed-rate mortgage
with the flexibility of selecting your term.
|
3%
|
620
|
$548,250
|
Fixed
|
―
|
GET STARTED
|
A FHA Loan allows purchasers with credit scores as low as 580 to put down as little
as 3.5% on a primary home.
|
3.50%
|
580
|
Per County
Limit
|
Fixed or Adjustable
|
|
GET STARTED
|
A VA home loan offers up to 100% financing options, no income limits and flexible
credit requirements.
|
0%
|
620
|
-
|
Fixed or Adjustable
|
|
GET STARTED
|
Does fresh air, open spaces and 100% financing sound appealing?
|
0%
|
640
|
$548,250
|
Fixed
|
―
|
GET STARTED
|
Got an eye on a little more expensive neighborhood? A super-conforming loan may
be the ticket.
|
5%
|
620
|
$822,375
|
Fixed or Adjustable
|
―
|
GET STARTED
|
Looking for a heftier-than-usual loan? Instead of multiple mortgages, a jumbo loan
may be a fit.
|
10%
|
680
|
$2,000,000
|
Fixed or Adjustable
|
―
|
GET STARTED
|
Fine tune the terms or interest rate of your mortgage, and get back on track. With
reduced documentation, the FHA Streamline Refinance can help.
|
0%
|
No Minimum
|
Per County
Limit
|
Fixed or Adjustable
|
|
GET STARTED
|
If you have a VA home loan, here's a streamlined option to lower your interest rate.
|
0%
|
620
|
-
|
Fixed or Adjustable
|
|
GET STARTED
|
ARM
Not sure your new home is forever? An adjustable rate mortgage (ARM) could be calling
your name.
Features and Benefits
Minimum Down Payment
|
5%
|
Minimum Credit Score
|
620
|
Maximum Loan Amount*
|
$484,350
|
Interest Rate
|
Adjustable
|
More Flexible Qualification
|
―
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
Fixed-Rate
Really looking to settle down for a substantial period of time in one home?
With as little as 3% down, a fixed-rate mortgage gives you the power to plan.
Features and Benefits
Minimum Down Payment
|
3%
|
Minimum Credit Score
|
620
|
Maximum Loan Amount
|
$484,350
|
Interest Rate
|
Fixed
|
More Flexible Qualification
|
―
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
MyTerms
M&T Bank's MyTerms mortgage gives you all the perks of a fixed-rate mortgage
with the flexibility of selecting your terms from 10 to 30 years.
Features and Benefits
Minimum Down Payment
|
3%
|
Minimum Credit Score
|
620
|
Maximum Loan Amount
|
$484,350
|
Interest Rate
|
Fixed
|
More Flexible Qualification
|
―
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
FHA
A FHA Loan allows purchasers with credit scores as low as 580 to put down as little
as 3.5% on a primary home.
Features and Benefits
Minimum Down Payment
|
3.50%
|
Minimum Credit Score
|
580
|
Maximum Loan Amount
|
Per County
Limit
|
Interest Rate
|
Fixed or Adjustable
|
More Flexible Qualification
|
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
VA
A VA home loan offers up to 100% financing options, no income limits and flexible
credit requirements.
Features and Benefits
Minimum Down Payment
|
0%
|
Minimum Credit Score
|
620
|
Maximum Loan Amount
|
$1,500,000
|
Interest Rate
|
Fixed
|
More Flexible Qualification
|
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
USDA
Does fresh air, open spaces and 100% financing sound appealing?
Features and Benefits
Minimum Down Payment
|
0%
|
Minimum Credit Score
|
640
|
Maximum Loan Amount*
|
$484,350
|
Interest Rate
|
Fixed
|
More Flexible Qualification
|
―
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
Super-Conforming
Got an eye on a little more expensive neighborhood? A super-conforming loan may
be the ticket.
Features and Benefits
Minimum Down Payment
|
5%
|
Minimum Credit Score
|
620
|
Maximum Loan Amount*
|
$726,525
|
Interest Rate
|
Fixed or Adjustable
|
More Flexible Qualification
|
―
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
Jumbo
Looking for a heftier-than-usual loan? Instead of multiple mortgages, a jumbo loan
may be a fit.
Features and Benefits
Minimum Down Payment
|
10%
|
Minimum Credit Score
|
680
|
Maximum Loan Amount*
|
$2,000,000
|
Interest Rate
|
Fixed or Adjustable
|
More Flexible Qualification
|
―
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
FHA
Streamline Refinance
Fine tune the terms or interest rate of your mortgage, and get back on track. With
reduced documentation, the FHA Streamline Refinance can help.
Features and Benefits
Minimum Down Payment
|
0%
|
Minimum Credit Score
|
No Minimum
|
Maximum Loan Amount*
|
Per County
Limit
|
Interest Rate
|
Fixed or Adjustable
|
More Flexible Qualification
|
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
VA Interest Rate Reduction
If you have a VA home loan, here's a streamlined option to lower your interest rate.
Features and Benefits
Minimum Down Payment
|
0%
|
Minimum Credit Score
|
620
|
Maximum Loan Amount*
|
$726,525
|
Interest Rate
|
Fixed or Adjustable
|
More Flexible Qualification
|
|
Personalize a Rate and Payment Quote
|
GET STARTED
|
*Maximum loan amounts featured above assume a single family residence. Maximum loan amounts for multi-family (2-4) units are higher.
Some loan programs may require mortgage insurance. M&T Bank offers a wide variety
of mortgage insurance options including lender paid, financed, single premium or
monthly. There's even a way for the seller to pay for your upfront or single
premium mortgage insurance. We've got you covered!