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Everything You Need To Know About Buying A Home

Whether you're a first-time home buyer or are looking to move on to something new, buying a home is a significant move for you, your family and your financial future. M&T Bank is here to help you manage this exciting step. From dispelling myths you might have heard about qualifying for a home loan to ensuring that you are matched with the right loan program with easy straight forward steps to approval, we will help make your "home sweet home" even sweeter.

Learn more about buying a home below or talk to an expert, utilize our easy loan wizard to explore products, rates and payments or get pre-approved now.

5 Myths About Qualifying For A Mortgage

Low credit score? Unsure if your income qualifies you for a mortgage? No money for a down payment? Buying a new home may still be within your reach. Let's start by dispelling some mortgage fiction you may have heard about qualifying for a mortgage, and get you closer to the home of your dreams.

Get Your Home Loan Approved

Buy a bigger keychain, grab some boxes, call your friends and start packing. Home ownership may be just around the corner and M&T Bank is here to work with you through every single step, from getting to know your finances inside and out to making the best home loan recommendation. We work quickly to get you fully pre-approved allowing you to shop just like you have the money in the bank.

Buying a home for the first time? Congrats! Find out how to get approved. Seasoned home-owner? We've got you covered, too.

You Pick The Property. We Get You The Best Mortgage.

First-time home buyer? Go ahead: dream big. M&T Bank has diverse home loan options for a wide variety of property types, and we're confident we can find your ideal mortgage match. Know you want a place of your own, but unsure which property to secure for your purchase? Check out home property types and loan programs here.

Not your first purchase rodeo? Whether you're buying a new residence, vacation property or investment property, you can explore property types and loan options here.

Need a quick overview of all our programs? Check out our loan comparison chart.

M&T Bank Makes A Difference

Thinking About Refinancing?

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Homeowners Just Love
M&T Bank

"My M&T loan officer was so much more personable than all the others put together—wonderful experience!"

- Ruth Ann S., Post Falls, ID.

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Everything You Need to Know About Buying a Home | M&T Bank