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I was just in school. How do I complete the process?


You've landed a job – excellent! Now you're taking the next step by going through the mortgage application process to buy a home. While you search for a home, we'll be verifying income.

Often people establish themselves in a new job for a while before taking on large financial obligations. You're going to want to make sure it's a good fit, you're having fun and it's everything you thought it would be. Waiting a few months to confirm all this is a thoughtful step.

You're new to your career, but we can definitely work with you. If you were a full-time student before you started your job, list the school you attended on your application. Be sure to include the number of years you attended in the “length of employment” field. Declare an income of “0.”

While your loan adviser works through the income verification process, we'll likely need things like your transcript, your offer letter from your current employer, and other supporting info to show you're ready to rock – and borrow money for a home.