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Do I show pending student loan as installment debt?

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Millions of adults like you are repaying their student loans — and a significant portion of these people also own homes. Simply having student loans won't stop you from getting a mortgage, just like getting a philosophy degree didn't stop you from getting a job. (Score 1 for perseverance.)

M&T Bank will need to know the overall student loan debt and when repayment starts. That way, we can best assess how much home you can afford.