Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





Young man in cap and gown hugs mother at college graduation.

529 Plans

​Invest for your child's future tuition and other qualified college expenses with a 529 plan. M&T Securities, Inc. can help you understand your options and develop a strategy.

Request More Information_



​​​​​What is a 529 college plan?

A 529 plan, also known as "qualified tuition plan," is a tax-advantaged investment plan that allows you to contribute to your child's higher education. These plans also allow others to contribute directly to the account – including friends, family, colleagues and acquaintances. The federal tax law places no income-level restrictions on who can make 529 plan contributions.​

Tax & Other Potential Benefits

While plan contributions are not deductible on your federal return, plan earnings used for the account beneficiary's tuition and other qualified expenses are generally tax-free. There may be additional state tax benefits associated with investing in the 529 plan sponsored by the state where you or the beneficiary live. For example, some states have 529 plans that give tax deductions, scholarships or matching contributions to in-state investors.  ​

​How much will I need?

The amount you'll need to save depends on many factors, including:

  • How far in advance you begin planning
  • How many years of higher education you want to fund
  • The rising future cost of tuition
  • How much you've already put away
  • Your federal and state tax rate
  • The rate of inflation​