Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.


To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.


To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.





M&T’s Loan Subsidy Program

​Interested in purchasing a home? Learn about how your property may be eligible for a loan subsidy. DIS-248*-DIS|DIS-379*-DIS




View M&T's Loan Subsidy Program information in Spanish >

Homeownership is important.

For that reason, M&T Bank is here to help you navigate the mortgage process and make buying a home more affordable– even if you have little money for a downpayment, little or “less-than-perfect” credit history or have had a recent job change. And depending on which area you’re looking to purchase a home, your property could be eligible for a loan subsidy.

How does the Loan Subsidy Program work?

For a limited time, M&T Bank is offering loan subsidies to homebuyers that can provide thousands of dollars in downpayment, closing cost or interest rate assistance in certain areas. We have set aside $25 million in loan subsidy funding to assist homebuyers in eligible areas.

M&T loan officers can assist you with your home purchasing questions and help you determine if the area you are interested in is eligible for the Loan Subsidy Program.

Who is eligible?

To be eligible for the Loan Subsidy Program, the property must be located in a census tract where the population is greater than 50% Black and/or Hispanic, in an eligible county.

Eligible counties include (by state):

  • New York State. Bronx, Dutchess, Kings, Nassau, New York, Orange, Queens, Richmond, Rockland, Suffolk and Westchester
  • Connecticut. Fairfield
  • Delaware. New Castle
  • New Jersey. Bergen, Burlington, Camden, Essex, Hudson, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset and Union
  • Pennsylvania. Chester, Delaware, Montgomery and Philadelphia

Which M&T mortgage programs are eligible for the Loan Subsidy Program?

Any eligible M&T mortgage program where investor and mortgage insurance requirements allow M&T to provide direct assistance to the borrower. This will impact the availability and amount of subsidy provided. Eligible programs include Fannie Mae’s HomeReady, FHA and other loan programs.

How long is the Loan Subsidy Program available?

Until the $25 million subsidy fund is exhausted.






Get Started Today



Start the Pre-Approval ProcessThinking about buying a home? Let's get started.

Young girls playing with packing peanuts in home.

​Find out how much you could potentially borrow.