Enable Java Script

Either your browser does not support JavaScript, or you have JavaScript disabled.
You must have a JavaScript-enabled browser to use this site.

Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

  1. On the Tools menu, click Internet Options, and then click the Security tab.
  2. Click the Web content zone that you are using (for example, click Local Intranet),
    and then click Custom Level button.
  3. Locate Active scripting under Scripting settings. Click to select the Enable radio button.
  4. Click OK button on Security Settings and Internet Options windows to save your changes.

To download Internet Explorer 7, click here.

Firefox

To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
  2. Click to select the Enable JavaScript check box.
  3. Click OK button to save the setting.

To download Firefox 2, click here.

Safari

To turn on JavaScript in Safari, follow these steps:

  1. Open Safari
  2. On the Safari menu, click on Preferences.
  3. Click the Security icon.
  4. Click on Enable JavaScript next to the Web Content section if it is not checked
  5. Close the Preferences window
  6. Close and restart Safari.

Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

  1. Open Opera.
  2. On the Tools menu, click Preferences.
  3. Click Content in the Preferences list.
  4. Check the box next to Enable JavaScript.
  5. Click the JavaScript Options button to open the JavaScript Options box.
  6. Check the boxes that you want to allow.
  7. Click OK.
  8. Click OK.

Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
  2. Right click on a blank area of your Desktop.
  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
      "%userprofile%\Local Settings\Application Data\Google\chrome.exe" -enable-javascript
      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.

 

 

 

 

FHA Streamline FAQs

​​Get answers to frequently asked questions about M&T’s FHA Streamline Refinance.​​DIS-208*-DIS

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  • ​The FHA endorsement date is the date FHA endorsed the loan for insurance coverage on your existing FHA mortgage. It is not your application date or closing date. As a general rule of thumb, loans closed by February 2009 will have been endorsed by FHA prior to June 1, 2009. Contact an M&T mortgage professional to determine whether your specific loan was endorsed by June 1, 2009.

  • ​Borrowers with a loan endorsed by FHA prior to this date will pay reduced rates for both upfront and annual mortgage insurance premiums (MIP) when they refinance their loan. This reduction ultimately results in a savings to you. However, if your loan was endorsed on or after June 1, 2009, you may still be eligible for a streamline refinance with standard upfront and annual mortgage insurance premiums.​

  • ​If your current mortgage rate is considerably higher than the current market rate, you’ll likely see a reduction in your monthly mortgage payment. Also, refinancing into a fixed-rate loan from an adjustable rate loan could reduce the amount of interest you pay over the life of your loan.

  • ​No. Refinancing your mortgage under the FHA Streamline Refinance program will not reduce the principal amount you owe on your loan.

  • ​The FHA Streamline Refinance program does not require or permit a new appraisal. Even if the market value of your home has decreased, the original purchase price is used as your home’s current market value.

  • The maximum amount of cash back that you can receive as a result of a FHA Streamline Refinance is $500. (No cash back is allowed in the state of Texas.)

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