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Microsoft Internet Explorer

To turn on JavaScript in Internet Explorer, follow these steps:

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  2. Click the Web content zone that you are using (for example, click Local Intranet),
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To download Internet Explorer 7, click here.

Firefox

To turn on JavaScript in Firefox, follow these steps:

  1. On the Tools menu, click Options.., and then click the Content tab.
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  3. Click OK button to save the setting.

To download Firefox 2, click here.

Safari

To turn on JavaScript in Safari, follow these steps:

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Opera 9.xx series

To turn on JavaScript in Opera 9.xx series, follow these steps:

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Google Chrome(v0.4.154.23)

To turn on JavaScript in Google Chrome(v0.4.154.23), follow these steps:

  1. First close any open Chrome windows.
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  3. Select New.
  4. Create a new Shortcut with the following in the "Type the location of the item:" text box:
    • For Windows Vista:
      %userprofile%\Local\Google\Chrome\Application\chrome.exe -enable-javascript
    • For Windows XP:
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      Note: You'll have to enclose the file path for Windows XP in quotes due to there being spaces in it.

 

 

 

 

A family of four stands by the front door of their home.

HARP Eligibility Guidelines

​Learn about the HARP mortgage program eligibility to see if you can refinance to a lower rate or payment.

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​​​​​​If you meet these requirements, you may be eligible.

You may now be eligible to refinance your mortgage under HARP, even if you owe more than your home is worth. Take a look at these general HARP eligibility guidelines below to find out if you qualify:

  • Your current mortgage must be owned by Freddie Mac (FHLMC) or Fannie Mae (FNMA)
  • Your mortgage was sold to Freddie Mac or Fannie Mae on or before May 31, 2009
  • Refinancing your loan under HARP improves either the long-term affordability or stability of your loan (refinancing from an interest-only/adjustable rate loan to a fixed-rate loan or reduced principal/interest payment or term and reduced interest rate) 
  • Your loan payments must have been current in the last 6 months, and there must have been no more than one late payment during the past 12 months
  • At lease one borrower from the original loan must be named on the new loan

Please keep in mind that these are only general program eligibility guidelines. You will need to speak with an M&T Mortgage Loan Officer regarding your specific HARP eligibility.

Talk to us to see if HARP is right for you.

Get in touch with an M&T Mortgage Loan Officer to learn more. Call 1-888-253-0799, Monday–Thursday 8:30am–7:00pm ET and Friday 8:30am–6:00pm ET.​

DIS-208*-DIS

 

 

 

 

 

  • How do I know if I’m eligible to refinance my existing mortgage under HARP?
  • ​It’s likely that you’re eligible for HARP​ if all of the below criteria apply:

    • Your current mortgage is owned by either Freddie Mac or Fannie Mae
    • Your mortgage was sold to Freddie Mac or Fannie Mae on or before May 31, 2009
    • Your current loan-to-value (LTV) is greater than 80%
    • You have no late mortgage payments in the last 6 months and no more than one late payment in the past 12 months
    • Refinancing your loan under HARP improves either the long-term affordability or stability (refinancing from an interest-only or adjustable rate loan to a fixed-rate loan) of your loan