M&T Bank : M&T Insurance Agency Alternative Risk Programs
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M&T Insurance Agency Alternative Risk Programs

In the ever-changing environment in which our clients operate, the needs and costs of asset protection vary. At M&T Insurance Agency, Inc., we provide alternative risk options, including:

  • Self-insurance
  • Captives
  • Group insurance
  • Risk retention options

Self-Insured Programs
M&T Insurance Agency offers a combination of products, services, and expertise to help you obtain the insurance solutions that help you manage your costs and risk. Our specialists can work with you to determine if self-insured programs would be a viable solution for your business. Benefits may include:

  • Greater control over the cost of risk
  • Improved coverage
  • Enhanced claims management and loss control
  • Cash flow advantages

Contact Us
Learn more about alternative risk programs and self-insurance. Schedule your consultation today. Contact M&T Insurance Agency or call 1-800-716-8314.

Investment and Insurance Products: • Are NOT Deposits • Are NOT FDIC-Insured • Are NOT Insured  By Any Federal Government Agency • Have NO Bank Guarantee • May Go Down In Value

Insurance products are offered by M&T Insurance Agency, Inc., not by M&T Bank.  M&T Insurance Agency, Inc. is licensed as an insurance agent and acts as agent for insurers. In case of excess and surplus lines, M&T Insurance Agency, Inc. is an insurance broker and places insurance on behalf of our clients. Insurance policies are obligations of the insurers that issue the policies. Insurance products may not be available in all states.


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