M&T Bank : M&T Bank Rewards
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Get M&T Bank Rewards when using your M&T Visa Credit Cards with Rewards, M&T Visa Signature Card or enrolled M&T Debit Card.Customers using M&T Bank Rewards

Get rewarded for your purchases with M&T Bank Rewards1. Shop in-store or online, make bill payments and tax payments with your card and watch your rewards balance grow. With M&T Bank Rewards, all purchases qualify!

Earn towards great rewards every day when you use your M&T Visa® Credit Card with Rewards or M&T Visa® Signature Credit Card.

M&T Visa Credit Card with Rewards

  • Automatically earn an unlimited 1 point per $1 spent on all purchases1
Earn points on qualifying purchases with your M&T Visa Credit Card with Rewards and extra points through M&T Bank Rewards Value

M&T Visa Signature Credit Card

  • Automatically earn an unlimited 1.5% cash back per $1 spent on all purchases1
M&T Visa Signature Credit Card

Reward yourself for purchases by redeeming points for:

  • Cash – If you want to keep it simple
  • Travel – Flights on any airline, vacation packages, hotels, car rentals and more
  • Shopping and Dining – Gift cards and certificates
  • Merchandise – Electronics, sporting goods, home and garden, gift items and more
These are some of the ways you can reward yourself for your purchases with M&T Bank Rewards.

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Need Help?
View the M&T Bank Rewards Frequently Asked Questions or call 1-888-448-6679.

1. The M&T Bank Rewards Program ("Program") is subject to the M&T Bank Rewards Program Terms & Conditions ("Program Terms & Conditions"). You can obtain a copy of the Program Terms & Conditions and other information about the Program at rewards.mtb.com. Only M&T Visa® Credit Cards with Rewards and M&T Visa® Signature Credit Cards issued to residents of the United States and in good standing may be eligible to participate in M&T Bank Rewards. M&T Visa® Credit Cards will receive 1 rewards points for every $1 spent on Purchases (as defined in the Program Terms & Conditions), subject to change/or discontinuation without notice. M&T Visa® Signature Credit Cards will receive 1.5 rewards points for every $1 spent on Purchases (as defined in the Program Terms & Conditions), subject to change/ordiscontinuation without notice. Additional exclusions and terms may apply. We reserve the right to determine, in our sole discretion, whether a particular M&T Card or cardholder is eligible to participate in the Program. 

The listed gift card, certificate or travel voucher retailers are in no way affiliated with M&T Bank, nor are they participants, sponsors or co-sponsors of the M&T Bank Rewards Program and are not liable for any alleged or actual claims related to the M&T Bank Rewards Program. All gift cards, certificate or travel vouchers are subject to the terms and conditions stated on the card, certificate, vouchers or the retailer’s website. All trademarks are property of their respective owners and used with their permission.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.
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