M&T Bank : Debit Cards
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M&T Debit Card. Safer than carrying cash. Faster than writing checks. No purchase is too small. Request cardImage of various M&T debit cards

An M&T Debit Card comes with any M&T checking account for convenient access to your money – in person, online, or over the phone.

Cardholder Benefits

An M&T Debit Card is more personal than cash – use it to show your style when you enhance it with the picture or design of your choice:1

Custom Card Templates:1

  • Custom Background – Upload a photo, or choose one from our image gallery to showcase on the background of your card
  • Identify Yourself – Upload a photo of yourself in the upper right hand corner of your card for a personal touch

An M&T Debit Card gives you easy access to your money. Use it for:

An M&T Debit Card can save you money. Learn how to get discounts at participating merchants2 offered by Visa.

An M&T Debit Card is safer than carrying and using cash. Use it to help prevent:

  • Loss - unlike your debit card, lost or stolen cash cannot be replaced
  • Fraud - continuous monitoring for potentially suspicious activity by M&T and Visa®
  • Liability - reimbursement for unauthorized purchases with Visa’s
    Zero Liability Policy3

Manage Your Card Preferences:

Need Help?

1 Use of the M&T Custom Card design service is subject to program Terms and Conditions and Image Guidelines. A $2.95 image set-up fee for each newly approved custom card design may apply. One fee will be charged per approved custom design. Replacement cards will not incur this fee if the custom design remains unchanged. The “Identify Yourself” card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security. The "Identify Yourself" card is not a form of photo identification. There is no guarantee or expectation that merchants will use a photo on your card as an added form of security.

2 Discounts can be obtained by using an M&T Debit Card or M&T Visa® Credit Card in accordance with the Terms and Conditions and Redemption Instructions of each offer. Certain limitations apply.
3 Visa’s Zero Liability Policy covers U.S.-issued cards only, and does not apply to certain commercial card transactions, transactions not processed by Visa, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any fraudulent use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your cardholder agreement for more details.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.

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