M&T Bank : Checking Accounts in New York
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Checking Accounts in New York

Whether you live in the Big Apple or attend one of New York’s many universities, you may enjoy soaking up the rich culture and endless activities Manhattan has to offer. Maybe you like grabbing a hot dog while you cheer on your favorite team at a nearby stadium. You may also relish in a variety of outdoor recreational activities upstate, such as kayaking, hiking or horseback riding. No matter how busy your lifestyle, M&T Bank offers a New York checking account to fit your everyday needs.

Benefits of a New York checking account from M&T
Like all our checking accounts, M&T Bank checking accounts in New York are FDIC-insured1 and offer convenient ATM access anytime you need it. See for yourself by opening one of our New York checking accounts today and enjoy the following advantages:

  • M&T Debit Card with Visa® Zero Liability Protection2
  • Overdraft Protection Plans with no annual fee3
  • Free M&T Web Banking®4 and M&T Web Bill Pay with on time payment guarantee5
  • Easy Save – set up automatic recurring transfers from your M&T checking account to your M&T savings account

Apply for a NY checking account today
Learn more about our checking accounts in NY, or apply for one of our checking accounts online or at your local branch.

1. Deposits are FDIC-insured up to the maximum applicable limit.
2. Visa’s Zero Liability Policy covers U.S.-issued cards only, and does not apply to certain commercial credit card transactions, ATM transactions, PIN-based or other transactions not processed by Visa®, or if you are grossly negligent or fraudulent in handling your card or card number. Notify M&T Bank immediately of any fraudulent use. Certain unauthorized transactions require a cardholder signature prior to issuing provisional credit. See your cardholder agreement for more details.
3. Fees may apply to use of overdraft protection services. Overdraft protection is available either through a link to an M&T savings account, M&T Visa® Credit Card or M&T Overdraft Line of Credit. Overdraft Line of Credit and M&T Visa® Credit Card are subject to credit approval.
4. Fees may apply for optional services provided through M&T Web Banking.
5. Payments must be scheduled according to the requirements set forth in M&T’s Web Banking Terms and Conditions, at least 5 business days prior to their due dates, and sufficient funds must be available in your billing account.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, its features and terms are subject to change at any time in accordance with applicable laws and agreements.

 
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