M&T Bank : Credit Score FAQs
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Credit Score FAQs

    • What is a FICO® Score?
    • What's in a FICO® Score?
    • What's not in a FICO® Score?
    • What’s the difference between a Credit Report and a Credit Score?
    • Does M&T Bank use FICO® Scores to determine credit worthiness?
    • Why should I pay to receive my monthly FICO® Score when I can get three free credit reports annually?
    • Why would I want to check my credit score monthly?
    • How do I find out more about why my score is what it is?
    • Why was I unable to enroll in Credit Score?
FICO is a trademark of the Fair Isaac Corporation.   FICO Scores and Key Factors are provided by Equifax.  M&T cannot influence a credit score, and M&T is not acting as a credit reporting agency or a credit repair organization.
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